As Citigold Private Client and Citigold customers, you are important to us, and we also care about your cherished children too. We are here to help you nurture your children, and encourage them to stay ahead of the curve by learning about financial management early. Helping your next generation go further.
Citi NextGen account is tailored for teens aged 11 to 17 years to help them get a head-start on money management with independent online statements, debit card for daily expenses and interest on their balance – paving the way for them to fly.
Welcome Reward
Open a Citi NextGen Account for your child to enjoy fabulous rewards
Empower your children with financial independence
Empower your children with financial independence
| New Customers | Citigold | Citigold Private Client |
|---|---|---|
| Welcome Offer | Enjoy up to HK$63,000 rewards2 | Enjoy up to HK$172,000 rewards3 |
Member-Get-Member Reward
Sharing can bring you happiness, along with exciting rewards.
Successfully refer your friends and relatives to open designated accounts and earn fabulous cash rewards.
| Referral Requirements | Referee Requirements | Cash Rebate Reward |
|---|---|---|
| For each successful Citigold Private Client referral |
Referee with HK$8,000,000 designated balance |
HK$18,000 |
| For each successful Citigold referral |
Referee with HK$1,500,000 designated balance |
HK$5,000 |
Refer your Friends, now
NextGen Account Features
For ParentHelping your next generation go further than you
Power your child's independence
- An account under your child's name to enable them to manage money independently
- An independent debit card linked to the Citi NextGen account and allow your child to spend globally
24/7 Parental Protection
- Turn on "Parental Protection" via Citi Mobile® App to set daily limits for debit card purchases or withdrawal
- Keep track of their balance flow with online statements at-a-glance 24/7
Level up on financial literacy
- Helping you to guide them to develop good saving habits
- Giving them ideas on setting short-term and longer-term savings goals, as well as how savings and interest works to let them know how money grows with the deposits they make
- Providing easy-to-understand financial information to equip children with financial knowledge
Easy access to their money
- From savings, parental protection to overseas spending, Citi NextGen account provides the comprehensive solution you need to help you pave the way for your child to fly
Bank globally without hassle
- Transfer money from your own account to Citi NextGen account, including foreign currency to facilitate their overseas spending when they travel overseas
- $0 Service Charge for Online Transactions
For ChildHelp your child stay ahead by learning financial knowledge
Encourage your child's first steps into banking
- Saving your child's pocket money and earning interest
- Interest calculated every day and paid once a month into the account
- Providing easy-to-understand financial information to equip your child with financial knowhow
A debit card for your child
- A debit card under your child's name
- Use it to make deposits or withdrawals at ATMs
- Make purchases with it, both locally and overseas
Bank anytime, anywhere
- Your child can manage and use the account for transfers and deposits anytime, anywhere with Citi Mobile® App or Citibank Online
Bank wherever you go
- Tie-in with Citibank Global Wallet that allows your child to make purchases overseas in-store or online
- Withdraw cash by turning on "Overseas ATM Withdrawal Service" without incurring foreign exchange and card commission fees
An account that will grow with your child
- Build long-term wealth with Citi NextGen account and watch the money grow with every deposit your child makes
- They can make transfers to family and friends via local transfer or Faster Payment System (FPS), instantly and free of charge
Step-by-step Guide
Guide for ParentTurn on Parental Protection
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After logging into Citi Mobile® App, tap
, and select "My Family" -
Select the child whose account you want to manage
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Select "Function settings"
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Turn on "Parental Protection"
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Done. You have successfully activated the "Parental Protection" mode
Overseas Withdrawal Setup
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After logging into Citi Mobile® App, tap, and select "My Family"
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Select the child whose account you want to manage
-
Select "Function settings"
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Select "Overseas withdrawal"
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Select the date range and input daily limit and click set
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Tap "Set schedule" to proceed
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You have successfully activated the "Overseas withdrawal" settings on your child's Citibank Debit Mastercard®!
Overseas Withdrawal Update
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After logging into Citi Mobile® App, tap, and select "My Family"
-
Select the child whose account you want to manage
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Select "Function settings"
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Select "Overseas withdrawal"
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Choose "Update schedule & limit"
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Select the date range and input daily limit and click set
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Tap "Update schedule" to proceed
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You have successfully updated the "Overseas withdrawal" settings on your child's Citibank Debit Mastercard®!
Overseas Withdrawal Delete
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After logging into Citi Mobile® App, tap, and select "My Family"
-
Select the child whose account you want to manage
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Select "Function settings"
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Select "Overseas withdrawal"
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Choose "Cancel schedule"
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You have successfully cancelled the "Overseas withdrawal" settings on your child's Citibank Debit Mastercard®!
Other Debit Card Settings
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After logging into Citi Mobile® App, tap, and select "My Family"
-
Select the child whose account you want to manage
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Select "Function settings"
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Select "Other Debit Card settings"
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Select "Contactless Payment" and "Online Purchase" and tap "Confirm" to proceed
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You have successfully activated the spending limit on your child's Citibank Debit Mastercard®!
Manage Fund Transfer Limits
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After logging into Citi Mobile® App, tap, and select "My Family"
-
Select the child whose account you want to manage
-
Select "Function settings"
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Select "Manage Fund Transfer Limits"
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Select "Update Limits"
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Choose "Form Type" and attached the form, tap "Submit Documents" to proceed
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You have successfully updated the "Daily Transfer Limit" on your child's Citibank Debit Mastercard®!
E-Statements
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After logging into Citi Mobile® App, tap, and select "My Family"
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Select the child whose account you want to manage
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Select "E-Statements"
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Choose the statement month you wish to check
Lock Card
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After logging into Citi Mobile® App, tap, and select "My Family"
-
Select the child whose account you want to manage
-
Select "Function settings"
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Select "Lock Card"
-
You have successfully locked your child's Citibank Debit Mastercard®!
Unlock Card
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After logging into Citi Mobile® App, tap, and select "My Family"
-
Select the child whose account you want to manage
-
Select "Function settings"
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Select "Unlock Card"
-
You have successfully unlocked your child's Citibank Debit Mastercard®!
Guide for ChildLogon Account
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Input your username and password
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Follow the instructions on the page, and then you will receive an "One-Time Password" (OTP) from the mobile phone number registered with the Bank, input the OTP to complete the activation
-
You have successfully login to Citi Mobile® App!
Debit Card Activation
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After logging into Citi Mobile® App, tap
-
Select "Cards and accounts"
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Select Debit Card
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Select "Skip to Physical Card Activiation"
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You have successfully activated your Citibank Debit Mastercard®!
Overseas Withdrawal Setup
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After logging into Citi Mobile® App, tap
-
Select "Cards and accounts"
-
Select Debit Card
-
Select "Overseas withdrawal"
-
Select the date range and input daily limit and click set
-
Tap "Set schedule" to proceed
-
You have successfully activated the "Overseas Withdrawals" settings on your Citibank Debit Mastercard®!
Overseas Withdrawal Update
-
After logging into Citi Mobile® App, tap
-
Select "Cards and accounts"
-
Select Debit Card
-
Select "Overseas withdrawal"
-
Select the date range and input daily limit and click set
-
Tap "Set schedule" to proceed
-
You have successfully updated the "Overseas Withdrawals" settings on your Citibank Debit Mastercard®!
Overseas Withdrawal Delete
-
After logging into Citi Mobile® App, tap
-
Select "Cards and accounts"
-
Select Debit Card
-
Select "Overseas withdrawal"
-
Choose "Cancel schedule"
-
You have successfully cancelled the "Overseas Withdrawals" settings on your Citibank Debit Mastercard®!
Lock Card
-
After logging into Citi Mobile® App, tap
-
Select "Cards and accounts"
-
Select Debit Card
-
Select "Lock Card"
-
You have successfully locked your Citibank Debit Mastercard®!
Unlock Card
-
After logging into Citi Mobile® App, tap
-
Select "Cards and accounts"
-
Select Debit Card
-
Select "Unlock Card"
-
You have successfully unlocked your Citibank Debit Mastercard®!
FAQs
Remarks
1. New Client refers to non-existing banking clients of Citibank (Hong Kong) Limited and / or Citibank, N. A. (Citibank, N.A., organized under the laws of U.S.A. with limited liability) (collectively, “the Bank”) and clients who had a banking relationship with the Bank in the last 12 months from the account opening date.
2. New customers who successfully open a Citigold account can enjoy up to HK$63,000 rewards which include up to HK20,000 Cash Rebate for New Funds Offer, up to HK$2,000 for Professional Investor Sign-up Offer, up to HK$1,000 for Engagement Offer, up to HK$35,000 Cash Rebate for Investment Offer, and HK$5,000 for Mortgage Offer.
3. New customers who successfully open a Citigold Private Client account can enjoy up to HK$172,000 rewards which include up to HK$60,000 Cash Rebate for New Funds Offer, up to HK$2,000 for Engagement Offer, up to HK$100,000 Cash Rebate for Investment Offer, up to HK$2,000 for Professional Investor Sign-up Offer, and HK$8,000 cash rebate for Mortgage Offer.
Terms and Conditions of Citi NextGen Account, please visit: click here
Terms and Conditions of Citigold Private Client & Citigold Welcome Offer, please visit: click here
Upgrade to Citigold Private Client and open Citi NextGen Account for your child to earn up to HK$172,000 reward
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