Mobile Account Opening

Save your time to branch and open your Citigold account via mobile

Join Citigold to earn
up to HK$38,000 Cash Rebate

Apply Now

Join Citigold Private Client to enjoy
up to HK$68,000 Cash Rebate

Learn more
The meaning of wealth is boundless. Getting the most from your wealth depends on choosing the bank that is the most suitable for you. Some banks provide a variety of products but do not understand your needs; some banks understand your needs but do not provide suitable products. We have partnered with Citi | Wharton Global Wealth Institute for 6 years and recently co-curated a series of online courses to give the next generation the opportunity to engage in meaningful learning experiences with a top-notch university, to broaden their horizons and experience the world. Citi Wealth Management provides deeper understanding, wider choice and higher status.
THERE'S MORE TO WEALTH
Join Citigold to enjoy
up to HK$38,000 Cash Rebate
Join Citigold Private Client to enjoy
up to HK$68,000 Cash Rebate
New Funds
Offer

Deposit new funds of
HK$5,000,000 to enjoy
HK$22,500
Cash Rebate

Product Balance
Offer

Maintain designated
investment products,
life insurance plans and
mortgage to enjoy
HK$15,000
Cash Rebate

Mobile Account
Opening Welcome
Offer

Complete Remote Account
Opening earn up to
HK$500
Cash Rebate

= up to HK$38,000 Cash Rebate

New clients can enjoy up to HK22,500 for new funds offer and up to HK$15,000 for designated products balance offer. All welcome offers are not applicable to U.S. citizens, except deposit interest rate. New customers who fulfill New-Funds Offer requirements to entitle HK$500 Remote Account Opening Offer. Investment involves risks. T&C Apply.

New Funds and Product Balance Offer
You can enjoy New Funds Offer and Product Balance Offer when you fund in HK$1,500,000 or more and hold designated products of HK$300,000 or more.
Exclusive Welcome Offer
Enjoy a Preferential FCY 3-month Time Deposit rate up to 1.2%p.a and RMB 3-month Time Deposit rate of 1% p.a
Exclusive Stock, Mutual Fund and FX Offer for Citigold clients
Earn HK$2,388 cash rebate when you refer your friends to open Citigold account.
Enjoy up to HK$800 cash rebate when you deposit monthly salary in your account
Citi Global Wealth Management provides you one stop solution with investment, mortgage and protection plan to build wealth with stability.

Trusted Advisory

Your dedicated Relationship Manager has been trained at Citi | Wharton Global Wealth Institute and is backed by a team of specialists (Investment, Insurance, Treasury, Mortgage) to provide you with insights, analysis and investment strategies.

Given a lower ratio of relationship managers to customers than that in the market, you will receive extra dedicated service. You can even schedule a video- conference session with your Relationship Manager and Investment Specialist for a remote portfolio review via Citi Live Chat. They will share market information with you via your screen-sharing function, helping to build your wealth portfolio without meeting in person.

 

Next Generation

We provide one-stop assistance to help with your children’s overseas study needs:

  • Join a series of digital webinars on overseas education
  • Free access to Citi | Wharton Global Wealth Institute Online Education Series, Citi’s partner for 6 years, enabling you to nurture the next generation to become entrepreneurs and business leaders by improving their leadership and negotiation skills, creativity and corporate talent.

Advisory Tool

The Citigold Total Wealth Advisor (TWA) is our latest goal-based, financial advisory tool which enables you to set, review and manage all your investment plans in one place. TWA provides a real-time picture of your financial situation and global investments, and analyses how your portfolio value changes over time and the likelihood of achieving your life goals.

 

Global Insight

With a global footprint across major cities around the world, Citi has over 400 research analysts covering 70 regions to provide latest market insights, advice on the macro trends and investment opportunities. With our Global View of Accounts, you can keep track of your Citibank banking relationships in multiple countries online.

Stock/ Mutual Fund/ FX Offer

Stock Transfer-in Offer


Successfully transfer in a designated amount# of HK/US/SH/SZ stocks to enjoy the below cash coupon rewards:

Total stock net value Cash coupon rewards amount
HK$3,000,000 or above HK$3,000
HK$1,000,000 - < HK$3,000,000 HK$1,000
HK$500,000 - < HK$1,000,000 HK$500

Mutual Fund Transfer-in Offer


Open your account and make a mutual fund transfer now to enjoy up to 1.8% p.a. on your Time Deposit

Foreign Exchange Offer


Enjoy 0% spread for every successful FX transactions via Citi Mobile® App within the first 3 calendar months from account opening*

#Cash reward amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.
*The exchange rate/pricing indicated in the Citi Mobile® App for any particular currency pair generally includes all-inclusive profit margin/ spread of Citibank (Hong Kong) Limited (The “Bank”) for the Eligible Transactions. The spread will be charged upfront and subsequently rebated to customer's debit account within 3 months after the Eligible Offer Period. FX trading involves risks and rates may go up or down. Terms and Conditions apply.

FCY and RMB Time Deposit Offer

Enjoy a Preferential FCY 3-month Time Deposit rate up to 1.2%p.a and RMB 3-month Time Deposit rate of 1% p.a

Currency Allowable Time Deposit Amount Tenor Time Deposit Rate(p.a.)*
HKD HK$50,000 - HK$20,000,000 3-Month 0.8%
RMB RMB¥300,000 - RMB¥16,000,000 3 / 6-Month 1%
USD US$10,000 - US$2,500,000 3-Month 1.2%

*Interest rates are annualized interest rates that are for reference only and are not guaranteed. The actual time deposit interest rates would depend on the terms and conditions of the promotion offers, deposit amount, currency, tenor and interest rate on the value date. All interest rates are subject to change due to market fluctuations without prior notice. Please refer to your Relationship Manager or Citi Mobile® App latest rates.

Referral Program

Sharing can bring you happiness, along with exciting rewards. Successfully refer your friends and relatives to open designated accounts and earn fabulous cash rewards.

Citigold Private Client®
HK$10,000
Cash Rebate for each referral
Citigold®
HK$2,388
Cash Rebate for each referral

Payroll Account Offer

New Citigold clients who deposit their monthly salaries with Citi will enjoy the following cash rebates.

Monthly Salary Cash Rebate
≥ HK$80,000 HK$800
≥ HK$50,000 HK$500
≥ HK$30,000 HK$300
Learn More about the banking privileges of Citigold