Every referral brings rewards to both parties!
Referrers aren’t the only ones who win — referees who successfully apply for designated Citi Credit Cards with unique referral code on or before February 2, 2026* and meet designated reward conditions will enjoy fabulous welcome rewards^ of up to 360,000 Points~!
* Referees must have their designated Citi Credit Cards approved on or before March 2, 2026. A Referee who currently holds, has cancelled or has held any principal card of Citi Credit Card issued by Citibank within the past 12 months from the month of application for the Designated Card will not be counted as successful referral, both Referee and Referrer will not be eligible for the corresponding Referee’s and Referrer’s reward.
^ Each referee is entitled to one welcome reward only. Applicants of Citi Prestige Card must pay the first-year annual fee of HK$3,800 to get 360,000 points.
~ Referees must apply with unique referral code and fulfill designated reward conditions.
^ Each referee is entitled to one welcome reward only. Applicants of Citi Prestige Card must pay the first-year annual fee of HK$3,800 to get 360,000 points.
~ Referees must apply with unique referral code and fulfill designated reward conditions.
Apply NOW1
Enter your friend’s referral code2
Then, select your desired Citi Credit Card.
Citi Prestige Card
Complimentary 4th night at any hotel
Apply to get 360,000 points# (equivalent to 30,000 Miles▲)
- Complimentary global airport lounge access
- Local spending HK$6 = 1 Mile; Overseas Spending HK$4 = 1 Mile
- Up to extra 30% Annual Relationship Points
- Complimentary travel insurance and much more
- Annual fee of HK$3,800
Citi Cash Back Card
2% Rebate on Local Dining and Hotel spending+
Apply to get HK$1,200 Cash Rebate#
- 2% Rebate on Spending in Foreign Currency+
- 1% rebate on other spending in local currency
- Auto rebate with no cap
- First year annual fee waiver
Citi PremierMiles Card
Up to HK$3 = 1 mile for overseas spending
Apply to get 240,000 Points# (equivalent to 20,000 Miles★)
- Offset your purchases with Citi Pay with Points
- Complimentary access to worldwide airport lounges##
- Free Travel Insurance##
- First year Annual Fee Waiver
Citi Rewards Mastercard
Enjoy up to 3% Points Rebate for Shopping and Entertainment spending@
Apply to get HK$1,200 Cash Rebate#
- 1% Points Rebate for all local Mobile Payments@
- Points that never expire
- Offset your purchases with Citi Pay with Points
- First Year Annual Fee Waiver
Citi Rewards UnionPay Card
Enjoy up to 3% Points Rebate for Shopping and Entertainment spending@
Apply to get HK$1,200 Cash Rebate#
- Points that never expire
- Offset your purchases with Citi Pay with Points
Citi Octopus Card
Earn Up to 15% Rebate on Public Transportation Fare Payments and 5% Rebate on Tunnel Tolls, Parking Fees and Electric Vehicle Charge Fee☆☆
Apply to get HK$1,000 Cash Rebate#
- Every HK$200 spending = HK$1 Octopus Cash Rebate
Citi HKTVmall Card
Enjoy 5% instant discount at HKTVmall every Thursday☆
Apply to get HK$1,000 Cash Rebate#
- Enjoy 5X points for non-HKTVmall spending every Monday
- Offset spending directly after payment by using Citi Pay with Points
Citi The Club Credit Card
Up to 4% rebate at more than 20 designated merchants&
Apply to get 5,000 Clubpoints# (equivalent to HK$1,000 in value**)
- 1% spending rebate& at other merchants with no cap
- 4% rebate using autopay for 1O1O, csl, Netvigator and NowTV&
- Transfer Clubpoints to spending credits or redeem an amazing range of rewards at The Club
- Complimentary travel insurance
To borrow or not to borrow?
Borrow only if you can repay!
Borrow only if you can repay!
