Exclusive Welcome Offers
for New Customers*
Promotion Period: From now until Aug 31, 2024
Apply and earn HK$1,200 Service Plan Monthly Rebate+
for New Customers*
Promotion Period: From now until Aug 31, 2024
Apply and earn HK$1,200 Service Plan Monthly Rebate+

CITI THE CLUB CREDIT CARD
- Up to 4% rebate at more than 45 designated merchants#^
- 1% spending rebate at other merchants with no cap#
- 4% rebate using autopay for 1O1O, csl, Netvigator and NowTV**
- Spend with Clubpoints, transfer Clubpoints to spending credits in Citi Mobile App

Citi Octopus Platinum Card (Student)
- Welcome Offer of up to HK$300 Cash Rebate
- Exclusive 15% Rebate on MTR, Bus, Ferry, Green Minibus, Tram Fare and 5% Rebate on Tunnel Tolls plus Parking Fees
- Add Citi Octopus on iPhone/Apple Watch to earn a limited-time offer of HK$100 Octopus Top-up Value
- Earn HK$1 Octopus Cash with every HK$200 spending
- First year annual fee waiver

Citi Rewards Card (Student)
- Welcome Offer of 75,000 points
- Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
- Enjoy 3X Points for all Mastercard contactless and payWave transactions
- Points that never expire
To borrow or not to borrow?
Borrow only if you can repay!
* Welcome Offers are only applicable to customers who currently do not hold, have not cancelled or have not held any principal credit card issued by Citi within the past 12 months from the month the customer makes a Card Application for the Designated Card ("New Customers").
+ Terms and conditions apply. For details, please visit: https://www.citibank.com.hk/english/credit-cards/pdf/promotions/theclub-specialwelcomeoffer-tnc.pdf
# The above promotions are subject to Citi The Club Credit Card - General Terms and Conditions and related Clubpoints Rebate Program Terms and Conditions. The percentages of rebates and values of Clubpoints (i.e. Basic Redemption Rate) are calculated based on Clubpoint conversion ratio when using "Spend Less with Clubpoint" function on the Club Shopping Platform and redeeming HKT and Club Shopping e-Cash Voucher (i.e. currently 5 Clubpoints to HK$1), which is subject to change without prior notice, in the sole discretion of Club HKT. Subject to the Terms and Conditions of i) The Club Membership Program and ii) Club Shopping. Citibank shall not in any way be responsible or liable for any matter or dealings under The Club.
^ Earn up to 4% rebate# in Clubpoints when spending on Eligible Transactions with Citi The Club Credit Card at Designated Merchant, subject to a cap of 1,500 Clubpoints for each Principal Cardholder's The Club Account per statement cycle. Upon reaching the 1,500 limit, Cardholder can still enjoy 1% rebate# in Clubpoints on Eligible Transactions.
** Earn up to 4% rebate# in Clubpoints when spending on monthly auto-bill payment with 1O1O, csl, NETVIGATOR and Now TV. Earn up to 3% plus 1% rebate# in Clubpoints when spending on Club Shopping Platform (https://shop.theclub.com.hk/ or Club Shopping App). 1% rebate# in Clubpoints is subject to a cap of 500 Clubpoints for each Principal Cardholder's The Club Account per statement cycle.
+ Terms and conditions apply. For details, please visit: https://www.citibank.com.hk/english/credit-cards/pdf/promotions/theclub-specialwelcomeoffer-tnc.pdf
# The above promotions are subject to Citi The Club Credit Card - General Terms and Conditions and related Clubpoints Rebate Program Terms and Conditions. The percentages of rebates and values of Clubpoints (i.e. Basic Redemption Rate) are calculated based on Clubpoint conversion ratio when using "Spend Less with Clubpoint" function on the Club Shopping Platform and redeeming HKT and Club Shopping e-Cash Voucher (i.e. currently 5 Clubpoints to HK$1), which is subject to change without prior notice, in the sole discretion of Club HKT. Subject to the Terms and Conditions of i) The Club Membership Program and ii) Club Shopping. Citibank shall not in any way be responsible or liable for any matter or dealings under The Club.
^ Earn up to 4% rebate# in Clubpoints when spending on Eligible Transactions with Citi The Club Credit Card at Designated Merchant, subject to a cap of 1,500 Clubpoints for each Principal Cardholder's The Club Account per statement cycle. Upon reaching the 1,500 limit, Cardholder can still enjoy 1% rebate# in Clubpoints on Eligible Transactions.
** Earn up to 4% rebate# in Clubpoints when spending on monthly auto-bill payment with 1O1O, csl, NETVIGATOR and Now TV. Earn up to 3% plus 1% rebate# in Clubpoints when spending on Club Shopping Platform (https://shop.theclub.com.hk/ or Club Shopping App). 1% rebate# in Clubpoints is subject to a cap of 500 Clubpoints for each Principal Cardholder's The Club Account per statement cycle.