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Mutual Fund Subscription Fee Update Notice

Effective from December 8, 2025, the subscription fee of mutual fund subscription (excluding transactions conducted on Citi Mobile® App or Citibank Online) will be at a maximum of 3% of the invested amount, which is net of the subscription fee from the settlement amount. This change will also apply to FundSelect Savings Plan transactions, including your current monthly instruction(s), if applicable.

Date	Time	Service Affected
Nov 7, 2025 to Dec 31, 2025	0:00 am to 6:00 am	● Mutual Fund Subscription Fee Update

System Maintenance Notice

We are upgrading our systems to bring better services for you. The following services will be unavailable during the system maintenance period. We apologize for the inconvenience caused.

Date	Time	Service Affected
Nov 22, 2025	2:00 am to 4:00 am	● Citi VISA Credit card transactions (Intermittent interruption)
Nov 22, 2025	10:00 am to 6:00 pm	● e-Statement & e-Advice enrollment service through Citibank Online
Nov 23, 2025	0:00 am to 2:00 am	● CitiPhone Banking
Nov 23, 2025	0:00 am to 6:00 am	● View and register promotion campaign offer ● Citi Live Chat and Messaging service through Citibank Online, Citi Mobile^®App
Nov 23, 2025	0:00 am to 7:00 am	● Credit card, Loan online application, apply opening bank account through Citibank Online and Citi Mobile^® App
Nov 23, 2025	1:00 am to 6:00 am	● EPS services
Nov 23, 2025	2:00 am to 4:00 am	● Adding Citi Debit card to Apple Pay and Samsung Pay ● Adding Citi Credit card to Apple Pay, Google Pay, Samsung Pay ● Citi VISA Credit card transactions (Intermittent interruption)

Discontinuation of Global Status Recognition Program

The Global Status Recognition Program is discontinued and we have stopped accepting new applications with effect from July 31, 2025. Existing eligible clients under the program may continue to enjoy a monthly service fee waiver for their accounts with Citibank (Hong Kong) Limited / Citibank (Hong Kong) until December 31, 2025.

Suspension of Fund Transfers to Russia

Starting from Oct 20, 2024, fund transfers to/from Russia will no longer be supported. You can continue to make telegraphic transfers to over 200 countries/regions.

Registered SMS sender IDs change

Please take note of the following safe and secured SMS sender ID from Citibank (Effective from Jan 28, 2024):

Authorize SMS sender ID

#CitiHK

#CitiHKOTP

#CitiHKAlt

85261151702

85298600333

End of Demand Draft issuance service
Starting from July 2, 2021, Citibank (Hong Kong) Limited will stop issuing new Demand Draft(s). Demand Draft(s) issued before the aforementioned date will not be affected.
Remove Monthly Service Fees for Local Citibanking and Citi Priority Clients
In order to allow more clients to enjoy Citibank’s basic banking services, the monthly service fees will be waived for local Citibanking and Citi Priority clients, with effect from August 1, 2019.

Account	Fee changes
Citibanking	Remove current monthly service fee of HK$60 for Average Daily Combined Balance below HK$10,000
Citi Priority	Remove current monthly service fee of HK$120 for Average Daily Combined Balance below HK$500,000

^* Existing minimum “Average Daily Combined Balance” requirements and monthly service fees for Citigold, Citigold Private Client and International Personal Banking Clients remain unchanged.
CitiPhone Investment Hotline (Citibanking Services) - Revision of Manned Service Hours
From February 1, 2019 onwards, the CitiPhone Investment Hotline manned service 2860 0183 / 2860 0222 will operate only on HK trading days. Detailed operating hours as follows:
Monday to Friday
9:00a.m. – 7:00p.m.
Excluding: Public holidays
For your convenience and easy access to manage your accounts anytime anywhere, we have enhanced Citibank Online and Citi Mobile App with new features. Learn more at Ways to Bank and download the app.
For non-investment related enquiries, you may contact our Citiphone Banking.
Ending of Funds Transfer service via CitiPhone Banking Hotline (Citi Priority & Citibanking services)
Effective from August 1, 2018, HKD outward fund transfers via our manned CitiPhone Banking Hotline (Citi Priority & Citibanking services) involving Citi self-name and 3rd party accounts, other local bank accounts, credit card payments and telegraphic transfers will cease, as will credit card payments and telegraphic transfers in other currencies.
Please use the 24-hour interactive voice response system, Citi Mobile App or Citibank Online to transfer funds anytime.

● Fund transfers via Citibank Online/ Citi Mobile App: Visit citibank.com.hk/fundtransfer for details
● Fund transfers via Interactive Voice Response system: Call “2860 0333” -> Select language -> Caller identification -> Enter “2”

Kindly be informed that Citigold Private Client and Citigold services will remain unchanged.
Important notice:
From July 2018, we will be sending notification to you on the following activities via our Citibank Online or Citi Mobile^® App:
● access investment trading service(s)
● change or reset password
● investment trade execution
● changes of client and account-related information
Please ensure that you have provided us with a valid mobile phone number and email address to receive such notification via SMS or Email.

Important Notice

All account or product name starting with “Citibank” will now change to “Citi”. For instance, “Citibank Premium Account” will change to “Citi Premium Account”. This name change will not have any implication to your interest and rights as a client.

Importance Notice on Mobile Payment Service
To safeguard the security of our customers when using the mobile payment service, there are new security measures on how you add your Credit and Debit cards on Apple Pay, Google Pay (only supported by Credit Cards) and Samsung Pay through your mobile devices.
Credit Card Mobile Payment Service details: Citibank Website > Ways to Banks > Mobile Payments
Continuous designated securities and payment services under severe weather conditions
To support the Severe Weather Trading arrangements announced by the HKSAR Government from Sep 23,2024 ,we’ll continue to provide designated securities and payment services under severe weather conditions. Details: citibank.hk/swt
Statement on Fraudulent SMS
Citibank would like to alert its clients and the public to stay alert of any email or SMS that contains an embedded hyperlink or a website that request to enter personal information. You should under no circumstances disclose your personal data or bank account details to unsolicited senders regardless of the SMS sender name starts with # symbol. If you are concerned that you may have disclosed your information to this unauthorized website, please contact us immediately for assistance.
Below is the phishing SMS:
Below is the URL of the unauthorized website:
Citibank is not the sender of these SMSs and we are not in any way associated with the SMS. We would like to remind the public to be alert of any email or SMS that contains an embedded hyperlink or a request to enter personal information. Clients should under no circumstances disclose their personal data or bank account details to unsolicited senders. If clients are concerned that they may have disclosed their information to this unauthorized email, please contact our CitiPhone Banking at (852) 2860 0333. For more information about email or information security, please visit Citibank homepage at
Statement on Fraudulent Instant Messages
Citibank would like to alert the public that fraudulent instant messages (including but not limited to WhatsApp, WeChat, Signal, etc.) are currently being sent by individuals falsely purporting to be Citibank staff. If you are concerned that you may have received fraudulent Citibank’s notices of any kind, and / or may have disclosed your confidential information, please do not hesitate to call our dedicated hotline at (852) 2860 0370. For more information about information security, please visit Citibank homepage at www.citibank.com.hk.
Statement on 3^rd party app
Citi would like to alert the public to unauthorized third party app requesting clients to provide their personal information. We would like to reiterate that Citi has not authorized any apps to access our system or shared any client data with them.
We would like to remind our clients on the importance of safeguarding your banking details including any security tokens and passwords and never disclose your banking details or passwords to any third party. If you need further information, please contact our CitiPhone Banking at (852) 2860 0333.
As the first bank in Hong Kong to open APIs, we are open to working with any developer through our open API platform where we can provide innovative and secure services to further enhance our clients’ banking experience.

Important Notice on Bogus Phone Calls / Emails / SMS / Video Conference & Online Banking Security
Citibank does not send you email/ SMS message asking for your Citibank Online User ID and password, other types of password/ PIN or sensitive information. Under any circumstances, please keep your password and PIN secret and do not disclose them to anyone including Citibank staff. Citibank staff will never ask for your account number, Citibank user ID or password, ATM Card/Credit Card Personal Identification Number (PIN), account balance and identity card/passport number or other sensitive information. Please click here for more information on fraud prevention advice.
In light of recent news reports regarding telephone/ SMS message scams, Citibank reminds clients never to disclose their personal data or bank account details to unsolicited callers, message senders or pre-recorded voice message phone calls requesting for such information. Please click here for the important notice.
Click here to watch the TV Announcement in the Public Interest jointly produced by the Hong Kong Monetary Authority and the Hong Kong Association of Banks and relevant materials to understand how to safeguard yourself from bogus calls purported to be from banks.
Should you have any doubts regarding the identity of a caller claiming to be from Citibank or the validity of a hotline number, please contact our 24-hour Hotline at (852) 2860 0370 for verification. Please be reminded not to contact Citibank using the information provided in a suspicious message.
You may, at any time, choose not to receive our marketing calls or messages by calling our 24-hour CitiPhone Banking at (852) 2860 0333.

Important Notice on Big Data Analytics and Artificial Intelligence (BDAI)
Citi would use BDAI in relation to personal data and non-personal data. “BDAI” refers to big data analytics and artificial intelligence applications, and generally involves computers to mimic human intelligence so that they can learn, sense, think and act in order to achieve automation and gain analytics insights of large volumes of structured and unstructured data created by the preservation and logging of activity from people, tools and machines. Machine learning, decision tree, natural language processing, biometric authentication technology, internet cookies, web logs are examples of BDAI. Use of BDAI by the Bank in relation to personal data is governed by the Bank’s Policy Statement relating to Personal Data (Privacy) Ordinance (“Policy Statement”).
In addition, the Bank may by itself, or via its service providers, use BDAI for:
- a) performing statistical, trend, market, behaviour, usage pattern, customer segment and pricing analysis;
- b) performing credit, anti-money laundering, fraud prevention and other risk assessments;
- c) planning, research and developments, designing services or products, improving customer experience;
- d) predicative modelling; and
- e) any other purposes relating thereto.
The Bank has in place robust policies and procedures to ensure the security and integrity of data and the use of BDAI is fair and in accordance with applicable laws and regulations.
If you need further information, please contact our CitiPhone Banking at
(852) 2860 0333.

At Citi, we take protecting your account seriously.
- We created a video to show you we are constantly working to safeguard your account.
- Citi Fraud Early Warning will immediately alert you of any suspicious activity on your account by 2way SMS text messaging.
- You can confirm the transaction as genuine, and then can use your card again right away.
- If the transaction is not yours, we will reach out to you to stop future use of the card, identify any transactions that are fraud, and if needed, re-issue a new card.
- To take advantage of this simple and easy capability, please update your personal information with your current mobile, home and work phone numbers to ensure we can contact you immediately.
- Thanks for being a Citi card member and remember we are here to keep your card protected. Your Security is our Priority.
- Please click here to view Online Security SMS Tips and 2 Way SMS video.

Potential Delay in Overseas Paper Statement Delivery

- With the current Covid-19 situation, the delivery of your paper statements and advices to some overseas countries may be delayed due to interruptions in postal service. We are with you at all times and you may view your bank or credit card statements on the Citi Mobile App or Citibank Online, while your advices may be viewed or downloaded via Citibank Online. Stay safe!
- Click here to find out how to enroll to e-Statement or e-Advice.
- Click here to find out how to view or download an e-Statement
- Click here to find out how to view or download an e-Advice.

· Citigold Private Client	:(852) 2860 8888
· Citigold	:(852) 2860 0111
· Other clients *	:(852) 2860 0333