Citi connects you with various online merchants across Hong Kong, allowing you to
use Citi Pay with Points or Points Conversion to offset your spending straight away
or
redeem your favorite gift vouchers!
You can also use Pay with Points through Citi Mobile® App or Citi
Mobile® App Push
Notification, providing you with all-round channels to shop,
dine,
and more!
After payment through the merchant’s online platforms, you can offset partial or whole transaction* directly
using your earned Citi Points. Pay with your Points to shop, dine, and more as you wish!
Want to know which merchants accept Citi Pay with Points?
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Settle monthly bill on 3 Hong Kong website / App and use Citi Points to offset your spending seamlessly!
Pay with Points TutorialThe above interface and numbers are for reference onlyVisit 3Shop or 3 Hong Kong website for more detailsClick here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Whether you are planning to buy travel data for a trip or looking for a local monthly data plan, pay smarter by offsetting your spending with Citi Pay with Points. Using points as cash is just so cool!
Pay with Points Tutorial-
Birdie Mobile -
Birdie Travel -
Birdie Web
The above interface and numbers are for reference onlyDownload Birdie App or visit the website now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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After shopping for new electronic gadgets at FORTRESS eShop, you can offset your spending seamlessly with Citi Pay with Points!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload FORTRESS App or visit the website to shop now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Buy everything you and your family need at one convenient spot – HKTVmall. Now, you can offset your spending with Citi Pay with Points directly. Enjoy costless shopping today!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload HKTVmall App or visit the website to shop now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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2M+ SIM Sold! Unbeatable Value: $33 to enjoy 50GB / 30 days local data or transform to 5 Days APAC travel data at ease. Plus, you can offset your spending seamlessly with Citi Pay with Points to purchase services at SoSIM!
Pay with Points TutorialThe above interface and numbers are for reference onlyClick here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Settle monthly bill on SUPREME website / App and use Citi Points to offset your spending seamlessly!
Pay with Points TutorialThe above interface and numbers are for reference onlyVisit SUPREME Shops or website for more detailsClick here to learn more about “Citi Pay with Points” Terms and Conditions. -
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You can use Citi Pay with Points to offset your spending at over 100,000 WeChat Pay HK merchants. It’s just so convenient!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload WeChat Pay App now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Pay with Points is now available at YOHO eShop. Shop with your Citi Credit Card and offset your spending seamlessly using your Citi Points!
Pay with Points TutorialThe above interface and numbers are for reference onlyShop at YOHO eshop now!Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Now you can offset the spending easily with Citi Points after using Citi Credit Card for your purchases of FlyAway Travel Insurance Plan or Zurich Ideal Home Plan through Citi, and HomeChoice Insurance Plan through Zurich. It takes just a few simple clicks!
Pay with Points TutorialTravel Insurance PlanTravel Insurance Plan
(Upgrade to the Premier Plan - Limited to cardholders of Citi PremierMiles Card and Citi Prestige Card only )Ideal Home Plan
The above interface and numbers are for reference onlySubscribe now! View Zurich Insurance Plans
and get quotes now!Click here to learn more about “Citi Pay with Points” Terms and Conditions.
The above interface and numbers are for reference onlySubscribe now! View Zurich Insurance Plans
and get quotes now!Click here to learn more about “Citi Pay with Points” Terms and Conditions.
The above interface and numbers are for reference onlySubscribe now! View Zurich Insurance Plans
and get quotes now!Click here to learn more about “Citi Pay with Points” Terms and Conditions.
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Now you can offset your ticket transactions seamlessly using Citi Pay with Points via Broadway Circuit App or website and enjoy discounted redemption rate as low as 190 Citi Points to HK$1. It takes just a few simple clicks. Enjoy costless movie experience in cinema today!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload Broadway Circuit App or visit the website to buy tickets now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Now you can offset your ticket transactions seamlessly using Citi Pay with Points via Cinema City App or website and enjoy discounted redemption rate as low as 190 Citi Points to HK$1. It takes just a few simple clicks. Enjoy costless movie experience in cinema today!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload Cinema City App or visit the website to buy tickets now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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You may now pay with Citi Credit Card and offset the transaction seamlessly with Citi Points at Cityline website or App! Use of Citi Points for tickets can now be so effortless!
Pay with Points TutorialThe above interface and numbers are for reference onlyGet your tickets effortlessly at Cityline now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Now you can offset your ticket transactions seamlessly using Citi Pay with Points via Emperor Cinemas App or website and enjoy discounted redemption rate as low as 190 Citi Points to HK$1. It takes just a few simple clicks. Enjoy costless movie experience in cinema today!
Starting from April 28, 2025, Citi Pay with Points service on the Emperor Cinemas App will cease to operate. You can still use Pay with Points through Citi Mobile® App or Citi Mobile® App Push Notification to offset your spending.
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload Emperor Cinemas App or visit the website to buy tickets now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Now you can offset your ticket transactions seamlessly using Citi Pay with Points via Golden Harvest Cinemas App or website and enjoy discounted redemption rate as low as 190 Citi Points to HK$1. It takes just a few simple clicks. Enjoy costless movie experience in cinema today!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload Golden Harvest Cinemas App or visit the website to buy tickets now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Now you can offset your ticket transactions seamlessly using Citi Pay with Points via MCL App or website and enjoy discounted redemption rate as low as 190 Citi Points to HK$1. It takes just a few simple clicks. Enjoy costless movie experience in cinema today!
Pay with Points TutorialDownload MCL Cinemas App or visit the
website to buy tickets now!
Click here learn more about “Citi Pay with Points” Terms and Conditions.
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Planning for your next trip? Offset transactions of travel products seamlessly with Citi Pay with Points. Don’t miss this chance, act now!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload hutchgo App now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Citi Pay with Points is now available at KKday. You can offset spending at Hong Kong KKday platform using an eligible Citi Credit Card seamlessly with Citi Pay with Points. Visit KKday now and discover the unforgettable journey!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload KKday App or visit KKday.com to book your trip now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Now you can offset your staycation package and theme park tickets purchased on Klook seamlessly by using Citi Pay with Points!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload Klook App or visit Klook.com to book your trip now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions.
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Now you can offset your big meal seamlessly using Citi Pay with Points for Genki Sushi’s online orders! Using your Citi Points is faster and easier than ever!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload Genki Sushi App or visit Takeaway Ordering Platform to place your order now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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The upgraded Citi Pay with Points x OpenRice has expanded into 3 NEW services to cater your dining needs for all occasions! In addition to voucher, you can now scan to pay at restaurants, order takeaway and book with pre-paid menu with your Citi Points instantly! Add your Citi Credit Card to OpenRice App now!
Pay with Points TutorialThe above interface and numbers are for reference onlyDownload OpenRice App or visit openrice.com place your order now!
Click here to learn more about “Citi Pay with Points” Terms and Conditions. -
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Citi Pay with Points is available in Starbucks® Hong Kong app now! You can offset your spending with Citi Pay with Points!
Pay with Points TutorialLink Citi Credit CardReload Starbucks Card manuallyCiti Pay with Points
The above interface and numbers are for reference only
The above interface and numbers are for reference only
The above interface and numbers are for reference onlyDownload the Starbucks Hong Kong App now :
Click here to learn more about “Citi Pay with Points” Terms and Conditions.
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Use Citi Pay with Points at RECON payment gateway under reconpayment.com, you can offset your spending seamlessly with Citi Points!
Pay with Points TutorialThe above interface and numbers are for reference onlyClick here learn more about “Citi Pay with Points” Terms and Conditions.
Earning and accumulating Citi Points are just so easy. You can also use
them seamlessly and flexibly! Simply convert your Citi Points to different
merchants’ reward points or e-Gift Vouchers via your favorite merchants’
apps and websites. Convert and use instantly and spend them as cash
effortlessly!
Want to know which merchants accept Citi Points Conversion?
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AlipayHK covers over 150,000 merchants across Hong Kong. You can directly convert your Citi Points to A. Point via AlipayHK App. After conversion, you can instantly use A. Point as deductions during purchases or redeem them for various coupons, including retail, dining, digital entertainment, cross-border travel, and other benefits.
Conversion Tutorial
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1
Login to AlipayHK App and bind your Citi Credit Card
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2
Authorize your linked credit card on Citi brand page and input your mobile number registered with Citi to verify your identity
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3
Select the amount of A.Point you wish to convert to
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4
Receive instant SMS confirmation of successful conversion and you may now use the A.Point
The above interface and numbers are for reference onlyNot yet become an AlipayHK member?Download AlipayHK App and bind your Citi Credit Card now!
Terms and Conditions apply when converting Citi Points to A.Point. Click here to learn more. -
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Simply link your VISA credit card in Bloom App, and spend with it to earn Bloom rebates automatically without even opening the app! You can also convert your Citi Points to Bloom Coins to redeem various items and shopping vouchers as you wish!
Conversion TutorialThe above interface and numbers are for reference onlyNot yet become a Bloom member?Download Bloom App to register now!
Terms and Conditions apply when converting Citi Points to Bloom Coins. Click here to learn more. -
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You can spend K Dollar as cash at over 1,000 participating merchants including K11 MUSEA, K11 Art Mall, Chow Tai Fook designated outlets, D·PARK, Rosewood Hong Kong and so much more, or settle the management fees for New World Residential Properties.
Click here to view the full list of participating merchants
Conversion Tutorial
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Log in to designated K Dollar App and choose “Points Conversion” to convert Citi Points to K Dollars
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2
Input the last 4 digits of your Citi Credit Card to verify your identity
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3
Select the amount of K Dollars you wish to convert to
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4
Get instant confirmation of successful conversion and you can now use the K Dollars
The above interface and numbers are for reference onlyNot yet become a K Dollar App member?Download K Dollar App to register now!
Terms and Conditions apply when converting Citi Points to K Dollar. Click here to learn more. -
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Citi Points Conversion is now launched on club1933! Become a member of club1933, you are entitled to receive a welcoming offer of 100 points and enjoy exclusive member privileges. Taking rides and playing App1933 mini games can effortlessly earn redeemable points on exclusive rewards!
Once you register for an eCoin Wallet account, convert Citi Points to club1933 points and convert into eCoin that never expires for spending as bus fare and redeeming your favorite gifts!Conversion Tutorial
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1
Log in to KMB’s loyalty program club1933 account via App1933 App and choose “Points Conversion” to convert Citi Points to club1933 points
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2
Input the last 4 digits of your Citi Credit Card and verify your identity
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3
Select the amount of club1933 points you wish to convert to
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4
Get instant confirmation of successful conversion and you can now use the club1933 points
club1933 available in Chinese onlyDownload App1933 to convert Citi Points to KMB club1933 points now!
Become a club1933 member
Register for eCoin
Terms and Conditions apply when converting Citi Points to KMB club1933 points. Click here to learn more. -
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MoneyBack is Hong Kong’s largest retail membership platform. You can convert Citi Points to MoneyBack Points and use at 600+ MoneyBack partner stores, including PnS eShop, Watsons and FORTRESS. For every 50 Points, you can spend as HK$1. It’s just so flexible!
Conversion Tutorial
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1
Log in to the MoneyBack App, select “Convert Points” to convert Citi Points to MoneyBack Points
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2
Input the last 4 digits of your Citi Credit Card to verify your identity
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3
Input the last 4 digits of your Citi Credit Card to verify your identity
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4
Get instant confirmation of successful conversion and you can now use the MoneyBack Points
The above interface and numbers are for reference onlyNot yet become a MoneyBack member?Download MoneyBack App to register now!
Terms and Conditions apply when converting Citi Points to MoneyBack Points. Click here to learn more. -
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The MTR Mobile not only helps you enjoy personalised journey information,
and provides information on Station Shops and MTR Malls,
you can also earn MTR Points from daily travel,shopping and dining
for redeeming an array of rewards.
Simply log in to MTR Mobile to convert your Citi Points to MTR Points for
redeeming free MTR rides, fare discount and other fabulous rewards!Conversion Tutorial
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1
Log into MTR Mobile and enter “Point Conversion” page via “Earn” icon on homepage
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2
Select “Conversion” and choose Citi Points
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3
Input the last 4 digits of your Citi Credit Card to verify your identity
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4
Select the amount of Citi Points you wish to convert
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5
MTR Points will be credited to your MTR Mobile account instantly, and you can redeem rewards
The above interface and numbers are for reference onlyNot yet become a MTR Mobile registered user?Download MTR Mobile and register now!
Terms and Conditions apply when converting Citi Points to MTR Points. Click here to learn more. -
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Shangri-La Circle provides members with a world of privileges across 100+ hotels from around the world. Convert your Citi Points to Shangri-La Circle Points and treat yourself to a series of unforgettable journeys, scrumptious delights, spa treatments and so much more!
Conversion Tutorial
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1
Sign in the Shangri-La Circle Website, go to the “Earn” page and choose “Convert Citi Points to Shangri-La Circle Points”. Or sign in the Shangri-La Circle App, choose “Earn” and “Citi Points Conversion” under Account
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2
Input the last 4 digits of your Citi Credit Card to verify your identity with OTP
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3
Select the amount of Shangri-La Circle Points (perform redemption once per day with a maximum 6,000 Shangri-La Circle Points converted per day) you wish to convert to
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4
Get instant confirmation upon successful conversion and you can now use the Shangri-La Circle Points
The above interface and numbers are for reference onlyNot yet become a Shangri-La Circle member?Download Shangri-La Circle App now to register now!
Terms and Conditions apply when converting Citi Points to Shangri-La Circle Points. Click here to learn more. -
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The Club Platform offers a plethora of products, not only allowing you to purchase various kinds of items, but also enabling you to convert Citi Points to Clubpoints and use them to offset the bills of CSL, netvigator, HKT and etc.
Conversion Tutorial
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1
Log into The Club website or App, select “Manage My Clubpoint” > “Convert to Clubpoints” > “Citi” to convert Citi Points to Clubpoints
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2
Input the last 4 digits of your Citi Credit Card to verify your identity
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3
Select the amount of Clubpoints you wish to convert to
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4
Get instant confirmation of successful conversion and you can now use the Clubpoints
The above interface and numbers are for reference onlyNot yet become a member of The Club?Download The Club App or visit the website to register now!
Terms and Conditions apply when converting Citi Points to Clubpoints. Click here to learn more. -
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The Point members can earn and accumulate points after making e-payment at the participating merchants under SHKP. Simply log into The Point App to convert your Citi Points to The Point bonus points. After conversion, you can use the points to redeem different offers and gifts via App straight away.
Conversion Tutorial
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1
Log into The Point App and enter “Points Conversion” at The Point homepage
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2
Input the last 4 digits of your Citi Credit Card to verify your identity
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3
Select the amount of The Point bonus points you wish to convert to
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4
Get instant confirmation of successful conversion and you can now redeem gifts with The Point bonus points
The above interface and numbers are for reference onlyNot yet become a member of The Point?Download The Point App now or visit the website to register now!
Terms and Conditions apply when converting Citi Points to The Point bonus points. Click here to learn more. -
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At Circle K, not only can you buy a bundle of food, drinks and magazines, you can also enjoy a wide range of services. What’s more, you can convert Citi Points to Circle K Cash Coupons directly via OK Stamp It App and redeem a spectrum of fabulous rewards!
Conversion Tutorial
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1
Login to Circle K Stamp It App, select “
” on
the top left corner
> “Points Conversion – Citi
Points” to covert Citi Points to
Circle K Cash Coupons -
2
Input the last 4 digits of your Citi Credit Card to verify your identity
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3
Select the amount of Circle K Cash Coupons you wish to convert to
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4
Receive instant SMS confirmation of successful conversion and you may now use the Circle K Cash Coupons
The above interface and numbers are for reference onlyNot yet become a Circle K Stamp It member?Download Circle K App and bind your Citi Credit Card now!
Terms and Conditions apply when converting Citi Points to Circle K Cash Coupons. Click here to learn more. -
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ifc mall comprises a unique combination of shopping, leisure and entertainments. You can directly convert Citi Points to Citi-ifc mall e-Gift Vouchers via ifc mall App and use them to shop straight away!
Conversion Tutorial![]()
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1
Log in to ifc mall app, select "Citi Points Conversion" on CLUB ic member page
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2
Input the last 4 digits of your Citi Credit Card to verify your identity and obtain OTP
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3
Select the amount of Citi-ifc mall e-Gift Vouchers you wish to convert to
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4
Receive instant confirmation of successful conversion and you may now use the Citi-ifc mall e-Gift Vouchers
The above interface and numbers are for reference onlyDownload ifc mall App now!
Terms and Conditions apply when converting Citi Points to Citi-ifc mall e-Gift Vouchers. Click here to learn more. -
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Shell is committed to fueling your driving journey. By converting Citi Points
into Shell Vouchers via the Shell App and use for fuel and
convenience store purchase on products & services, fuel up
across 40 service stations in Hong Kong.Conversion Tutorial
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1
Log in to Shell App and choose “Redeem”, tap “Citi Points Conversion”
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2
Input the last 4 digits of your Citi Credit Card to verify your identity and obtain OTP
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3
Select the amount of Shell Voucher you wish to convert to
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4
Receive instant SMS confirmation of successful conversion and you may now use the Shell Voucher
The above interface and numbers are for reference onlyDownload Shell App and become a member of Shell GO+!
Terms and Conditions apply when converting Citi Points to Shell Vouchers. Click here to learn more. -
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Times Square houses a wide variety of shopping, dining, leisure and entertainment options, providing diverse experiences to customers. Register as a Team Times Member on Times Square App and convert Citi Points into Times Square e-Voucher for use at over a hundred of participating merchants in the mall.
Conversion Tutorial
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1
Log in to Times Square App, select "Conversion" on member page
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2
Input the last 4 digits of your Citi Credit Card to verify your identity and obtain OTP
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3
Select the amount of Times Square e-Vouchers you wish to convert to
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4
Receive instant confirmation of successful conversion and you may now use the Times Square e-Vouchers
The above interface and numbers are for reference onlyDownload Times Square App and become a member of Team Times!
Terms and Conditions apply when converting Citi Points to Times Square e-voucher. Click here to learn more. -
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Citi Points via Citi’s channels!
Push Notification
Just a few steps to offset your designated transactions with your points via Citi Mobile® App
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1
Login to Citi Mobile® App > Choose the Credit Card you would like to use to redeem points at the “Rewards Widget”
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2
Select “Pay with Points”
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3
Select the transaction that you want to offset using points & you can select up to 5 transactions in one go
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4
Choose the preferred transaction amount using Pay with Points
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5
Click “Pay with Points” button
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6
Click “Pay with Points” button to proceed upon viewing the details and Terms and Conditions
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7
Statement Credits will be credited to your Credit Card account
Offset your transactions with Points automatically!
Want to pay with your Points without having to offset manually every time? With the new Always Pay with Points, it’s just so easy to do it once and for all!
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1
Login to the Citi Mobile® App, enter “Card settings” and select credit card
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2
Select the merchant you want to enroll for Always Pay with Points
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3
Set the amount limit and the period
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4
After setting, Always Pay with Points will be effective right away
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5
Eligible transactions with the merchant will be automatically offset with Points and you will receive email notification
You can now enjoy Always Pay with Points at the following merchants:
- 759
- 7-Eleven
- AEON
- Amazon
- Caltex
- Circle K
- City'super
- CSL
- Deliveroo
- ESSO
- Foodpanda
- Hong Kong Broadband Network (HKBN)
- Hutchison Telecommunication
- iHerb
- iTunes
- KFC
- KKBOX
- Market Place
- Marks & Spencer
- McDonald's
- MOOV
- Netflix
- Pacific Coffee
- PCCW
- Shell
- Spotify
- Starbucks
- Taobao
- Wellcome
- YATA Supermarket
Always Pay with Points will cover even more merchants soon!
Go to Citi
Mobile® App to set up now!
Activate Push Notification in Citi Mobile® App, then it takes just a few clicks to offset designated local transactions with Citi Points after your spending.
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1
Pay with Points Push Notification will be sent to your Citi Mobile® App upon making a transaction** with eligible Credit Card* at local merchants
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2
Within 48 hours, click on the Push Notification > Login to Citi Mobile®App
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3
Choose the preferred transaction amount using Pay with Points
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4
You will receive an instant confirmation for successful redemption^
 |
|
at the top right
Remember to switch on Push Notification in Citi Mobile App® to receive the Pay with Points Push Notification
| Remarks: | |
| 1. | “Pay with Points - Push Notification Redemption Service” is only applicable to principal cardholders of eligible Credit Cards. |
| 2. | The redemption rate varies by eligible Credit Card types, selected merchants and selected merchant categories, and may change from time to time. The Points required and the exact redemption amount are based on the display at the Citi Pay with Points microsite at the time of redemption. |
| * | The offer is only applicable to cardholders who receive the Push Notification. Please refer to Terms and Conditions for more details. |
| ** | Refers to retail and online transactions settled in Hong Kong Dollars with a single spending upon HK$50 or above. |
| ^ | Statement credits will be posted to the corresponding Credit Card account within 7 calendar days and will be shown in the next statement cycle. |
"Pay with Points - Push Notification Redemption Service" Terms and Conditions
To borrow or not to borrow?
Borrow
only if you can repay!
