CITI REWARDS CARD - A WORLD OF CREDIT CARD REWARDS

Finding the perfect pair

takes time. Earning

rewards does not.

Finding the perfect pair takes time. Earning rewards does not.

Citi Rewards Credit Card (Visa/Mastercard/UnionPay) brings you 5X Points2 all year round and 8X Points3 during your birthday month at supermarkets, department stores and telecom providers in Hong Kong1 - including autopay of your telecommunication bill payments. What's more, with the non-expiry points, you can redeem designated cash coupons with at least 10% off7, movie tickets, air miles or instantly offset spending anytime.

Top reasons to get a Citi Rewards Card

  • Enjoy 5X Points2 all year round and 8X Points3 during your birthday month at supermarkets, department stores and telecom providers in Hong Kong1 - including autopay of telecommunication bill payments
  • Redeem designated cash coupons with at least 10% off7, movie tickets, air miles or instantly offset spending anytime with Points that never expire
  • First Year Annual Fee Waiver

Please select your card:

  • Citi Rewards VISA

    Citi Rewards VISA

  • Citi Rewards Mastercard

    Citi Rewards Mastercard

  • Citi Rewards UnionPay Card

    Citi Rewards UnionPay Card

Welcome Offer For Visa

Welcome offers4 – Rewards Visa Only

Upon accumulative spending of designated amount within the first 2 months from the date of card issuance.

135,000 Points (Redeemable for HK$600 Wellcome coupon)
135,000 Points (Redeemable for HK$600 Wellcome coupon)

Card Benefits

Earn 5X Points all year round, 8X Points for birthday month

Enjoy 5X Points2 all year round and 8X Points3 during your birthday month on spending at supermarkets, department stores and telecom providers in Hong Kong1 (including autopay of your telecommunication bill payments) throughout the year, and enjoy 1X Points for other spending. No registration needed.

Earn 5X Points all year round, 8X Points for birthday month

Widest Choice of redemption with non-expiry Points

With Points that never expire, you can redeem your Points for rewards anytime at our redemption hotspots or online5.

  • At least 10% off designated coupon redemption with Points7
  • Click onto "Shop Rewards" → "Cash Rewards" → "Gift Vouchers"

    Coupons Redemption discount Points required after discount
    Hung Fook Tong

    Hung Fook Tong HK$50 Coupon

    30% off 8,750
    (Original: 12,500 Points)
    Wellcome

    Wellcome HK$100 Gift Coupon

    10% off 22,500
    (Original: 25,000 Points)
    Häagen-Dazs

    Häagen-Dazs™ HK$50 Gift Coupon

    11,250
    (Original: 12,500 Points)
    Starbucks Hong Kong

    HK$50 Starbucks Card

    11,250
    (Original: 12,500 Points)

    Important Notice: Citi Credit Cardholders can enjoy a hassle-free rewards redemption experience online at Citi ThankYouSM Rewards in just a few clicks. From July 22, 2018, there will be an increase in the amount of Points required when redeeming Gift Vouchers, Merchandise and Cash Rebates via CitiPhone hotline. Please refer to the actual amount upon redemption. Meanwhile, the amount of Points required when redeeming Gift Vouchers, Merchandise and Cash Rebates online at Citi ThankYouSM Rewards will remain unchanged. Redeem your favourite rewards online now!

  • 10,000 Points = 1 movie ticket
  • 250 Points = Instantly offset HK$1 spending
  • 15 Points = 1 air mile (As low as 9,000 air miles to redeem a round trip ticket from Hong Kong to Taipei)8

Hong Kong International Airport Lounge Access

Present your Citi Rewards Card and your boarding pass on the day of travel, and you can enjoy one of the following lounge services at the Hong Kong International Airport for HK$250.

Plaza Premium Lounge
(24 hours service)
Wellness Spa & Salon
(Service hours: 10am - 8:30pm)
2-hour lounge usage6 or
15-minute seated massage
2-hour lounge usage6 or
Shampoo & blow-dry services or
15-minute seated massage
Level 6, Terminal 1
(near Gate 1)
Level 7, Terminal 1
(Please use escalator or lift near Gate 40)
Level 3, Terminal 2
(Opposite to Left Baggage)

For more information, please call the Plaza Premium Lounge Hotline at
396013963960 1396.

Year Round Offers

You can enjoy an array of privileges across the town.

Visa payWave Contactless Payment Feature

Enjoy fast, secure and hassle-free payments with Visa payWave. Simply wave your card in front of a payment terminal that accepts Visa payWave payments present in a wide range of retailers and enjoy the convenience and security of contactless payments.

For more information regarding Visa payWave, please see our FAQ or visit Visa’s payWave webpage here.

Extra Benefit For Union Pay

One card, dual currency

Spending in Hong Kong and overseas will be billed in HK$. Spending in Mainland China will be billed in CNY.

Foreign currency transaction handling charge waiver

You can save 1.95% on every foreign currency transaction.

UnionPay privileges


Enjoy Exclusive dinning offers at Midtown

You can enjoy complimentary cash voucher of HK$150 and other year round offers.

  • UnionPay Cardholders who spend a net single transaction of HK$500 or above on the same day with Eligible Card at any designated merchants at Midtown can redeem complimentary cash voucher of HK$150 on the same day of making the said transaction.
  • Enquiry and Reservation:
    852-3908 2673
    Emails: theclub@soundwill.com.hk
    Opening Hour: 12n – 10pm (Monday to Sunday)


Airport Lounge Access Privilege

  • Free access to the Plaza Premium Lounges at Hong Kong International Airport (East Hall and West Hall) and Macau International Airport (Up to 3 complimentary visits)
  • Cardholders will be required to make an advanced reservation through the dedicated booking website. The advance reservation shall be made at least 1 day in advance, up to 30 days before departure date, and is subject to availability. Cardholders shall present the Reservation Reference Number, the UnionPay credit cards and the same-day boarding pass(es) in order to enjoy access to the Plaza Premium Lounge. (Advance Reservation Website : www.unionpaypremium.com.hk/loungebooking)
  • Online reservations are limited to a maximum of 100 cardholders per day which is available on a first-come-first-served basis. The time of registration refers to the time as indicated on the booking website.


Premium Airport Limousine Transfer Service

From now till December 31, 2018, you can enjoy Local Airport Limousine Service at a rate of HK$250 per trip when accumulating HK$2,000 with no more than two single transactions in eligible retail spending.

  • One-way local transfer service to/from: Hong Kong International Airport; or Shanghai city areas to/from Hongqiao or Pudong Airport; or Beijing city areas to/from Beijing Capital International Airport; or Cross-border transfer from Hong Kong to Shenzhen Airport
  • Private chauffeur and luggage handling service
  • Meet and greet service
  • Includes highway, bridge, tunnel toll and parking fee

Enquiry and Reservation:
852-2169 0108 (For Hong Kong Cardholders)
Emails: premiumhk@unionpayintl.com
Service time: 24 hours daily (Monday to Sunday)


For detailed Terms and Conditions, and more UnionPay privileges, please click here

Worldwide ATM cash withdrawal

Withdraw cash with ease at over 1,000,000 Citi & UnionPay ATMs globally.

How To Apply

Applying online for a Citi® Rewards Card is easy.

Eligibility

  • Applicants must be at least 18 years of age
  • For Citi® Rewards Visa and Citi® Rewards UnionPay Card, annual income must be HK$150,000 or more
  • For Citi® Rewards Titanium Mastercard, annual income must be HK$60,000 or more
  • Applicants must be an HKID holder (applicable to Citi® Rewards UnionPay Card only)

Apply Now

  • Select "Apply Now"
  • Fill-in the online application form

Apply Now

  • Select "Apply Now"
  • Fill-in the online application form

Submit Document

Please send copies of your supporting document

  • Year Round Shopping Offers.
  • Citi Cash Back Card
To borrow or not to borrow? Borrow only if you can repay!

Remarks, Terms and Conditions:Remarks, Terms and Conditions:

Remarks:

  1. Cardholders must make qualified transactions with a Citi Rewards Card ("Eligible Card") in the designated merchant categories, which are Department Stores, Supermarkets and Telecom Providers in Hong Kong ("Designated Merchant Categories") ("Qualified Transactions"). Telecommunications spending stands for transactions at designated Telecommunications companies and monthly autopay of your telecommunications bill payments such as mobile service, household fixed line, internet service and pay TV.
  2. All Qualified Transactions are entitled to 5X Points for which 5 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards and the extra 4 Points ("the Extra 4X Points").The Extra 4X Points will be capped at 50,000 Points to each Eligible Card account per statement cycle.
  3. All Qualified Transactions made during the Principal Cardholders' birthday month (based on transaction date) are entitled to 8X Points for which 8 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards, the extra 4 Points rewarded under the "5X Points" Program and the extra 3 Points rewarded under "8X Birthday Bonus Points" Program ("the Extra 3X Points").The Extra 3X Points will be capped at 15,000 Points to each Eligible Card account per statement cycle.
  4. All welcome offers are only applicable for New Citi Credit Card Customers. New Citi Credit Card Customers are defined as applicants who currently do not hold and/or have not held any principal card of Citi Credit Card and/or Citi Private Label Card issued by Citibank and/or Diners Club Card issued by Diners Club International (HK) Limited within the past 12 months from the date of card issuance. Spending requirements apply. For details, please refer to Welcome Offer Terms and Conditions.
  5. Citi Rewards UnionPay Card is eligible for Instant Citibank Rewards at designated participating merchants only and is not eligible for online redemptions of Instant Citibank Rewards. Please visit the homepage of the Instant Citibank Rewards for details.
  6. Enjoy all-day food and beverages, shower facility, internet access, international newspapers/magazines and international TV channels, etc. (Service is subject to availability).
  7. The Offers are available on a first-come-first-served basis while stock lasts. Any changes of the Offers will be subject to the availability of coupons at the time of redemption.
  8. 9,000 Avios to redeem a round trip ticket to Taipei.

General Terms and Conditions:

  1. Unless otherwise specified, these programs apply to principal and supplementary cardholders ("Cardholders") of Citi Rewards Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"). The respective merchants may reject an Eligible Card if their payment system cannot handle some of the Eligible Card types. Please contact the respective merchants for details.
  2. If Cardholders have subsequently cancelled / reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
  3. Cardholders must maintain valid Eligible Card accounts with good credit record in order to be eligible for the offers. In case there is any fraud / abuse, Citibank reserves the absolute right to charge the equivalent value of the offers rewarded under these programs directly from the Eligible Card account without prior notice, forfeit the Cardholder's eligibility to be entitled to the offers, and/or suspend the Eligible Card account for investigation without prior notice.
  4. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchant's absolute discretion.
  5. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
  6. Citibank and the respective merchants reserve the right to amend the terms and conditions without prior notice.
  7. All matters and disputes are subject to the final decision of Citibank and the respective merchants.
  8. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

Terms and Conditions for Points Accumulations and Redemption

  1. Cardholders of Citi Rewards Card will be awarded 1 Point per HK$1(or equivalent foreign currency) charged. Cardholders of Citi Rewards UnionPay Card will be awarded 1 Point per HK$1 (or equivalent foreign currency) charged in the HKD account or CNY1 charged in the CNY account. Citibank reserve the right to change at any time and without prior notice the ratio between
    (a)
       Point(s) to be awarded; and
    (b)
       the specified amount charged to the Eligible Card account.
  2. For Citi Rewards UnionPay Card, all Points are accumulated under the HKD Account.
  3. Unless otherwise specified, all Points earned by the principal and supplementary Cardholders of the same Eligible Card will be accumulated under the principal Cardholder's account.
  4. Unless otherwise specified, only principal Cardholders are eligible for Points redemption.
  5. Invalid transactions not eligible for Points include, but are not limited to, cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Quick Cash Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, transactions through Faster Payment System (FPS) Service, dynamic currency conversion transactions, or unposted /cancelled /refunded transactions.
  6. For Citibank Credit Card accounts denominated in CNY, invalid transactions incurred in Mainland China (excluding Hong Kong and Macau) not eligible for Points include, but are not limited to, properties, automobile, wholesales, air tickets, fuel, supermarkets, hospitals and schools, and other charges designated by Citibank from time to time.
  7. Citibank may add to, or remove from, the list of invalid transactions as stated in Clauses 5 and 6 above from time to time at its discretion. The decision of Citibank as to what constitutes an invalid transaction shall be final and conclusive.
  8. Points earned on Citi Rewards Card are evergreen.
  9. Should any transaction in the monthly statement be cancelled or refunded for whatever reason, the Points earned in respect to those transactions will be deducted or cancelled.
  10. Citi ThankYou Rewards Teerms and Conditions apply for all Points related offers. Please visit
    https://www.citirewards.com/cms/sites/globalrewards-hk-eng/terms-and-conditions.page

General Terms and Conditions for the "5X Points" Program and the "8X Birthday Bonus Points" Program:

  1. To enjoy the offers, Cardholders must make qualified transactions with an Eligible Card in the designated merchant categories, which are Department Stores, Supermarkets and Telecom Providers in Hong Kong ("Designated Merchant Categories") ("Qualified Transactions"). Telecommunications spending stands for transactions at designated Telecommunications companies and monthly autopay of your telecommunications bill payments such as mobile service, household fixed line, internet service and pay TV.
  2. Designated Merchant Categories are subject to the definition of Visa, Mastercard International and UnionPay International's Merchant Data Standards and the settings of the acquiring bank. Qualified Transactions made by principal and supplementary Cardholder(s) of the same Eligible Card account are counted collectively in calculating the Points. Qualified Transactions do not include any unposted / cancelled / refunded / falsified / unauthorized transactions / dynamic currency conversion transactions or transactions made overseas, including Mainland China and Macau/ Interest-free Installment Plan. Qualified Transactions shall be determined at the sole and absolute discretion of Citibank.

Terms and Conditions for the "5X Points" Program:

  1. The "5X Points" Program is valid from now until further notice (based on the transaction date).
  2. All Qualified Transactions are entitled to 5X Points for which 5 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards and the extra 4 Points ("the Extra 4X Points").
  3. The Extra 4X Points will be credited to the Eligible Card account a day after the transaction is posted, and capped at 50,000 Points to each Eligible Card account per statement cycle.

Terms and Conditions for the "8X Birthday Bonus Points" Program:

  1. The "8X Birthday Bonus Points" Program is valid from January 1, 2016 until further notice during the Principal Cardholders' birthday month (based on transaction date).
  2. All Qualified Transactions made are entitled to 8X Points for which 8 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards, the extra 4 Points rewarded under the "5X Points" Program and the extra 3 Points rewarded under "8X Birthday Bonus Points" Program ("the Extra 3X Points").
  3. The Extra 3X Points will be credited to the Eligible Card account a day after the transaction is posted, and capped at 15,000 Points to each Eligible Card account per statement cycle.

Terms and Conditions for "Discounts on Coupon Redemption Rate" Program:

  1. The "Discounts on Coupon Redemption Rate" Program is valid from January 1, 2016 until further notice (based on redemption date).
  2. In order to enjoy the privileged redemption rates of designated coupons ("Offers"), Cardholders shall redeem the coupons online by logging onto the Citi ThankYou Rewards with the Eligible Card and required Points shall be deducted from the Eligible Card account(s).
  3. The Offers are available on a first-come-first-served basis while stock lasts. Any changes of the Offers will be subject to the availability of coupons at the time of redemption.
  4. The use of the coupons is subject to the terms and conditions stipulated by the respective merchants.
  5. Photos, product specifications and prices are for reference only.