CITI REWARDS CARD - A WORLD OF CREDIT CARD REWARDS

Finding the perfect pair

takes time. Earning

rewards does not.

Finding the perfect pair takes time. Earning rewards does not.

Citi Rewards Credit Card (Visa/MasterCard/UnionPay) brings you 5X Points2 all year round and 8X Points3 in birthday month at supermarkets, department stores and telecom providers in Hong Kong1 - including autopay of your telecommunication bill payments. What's more, with the non-expiry points, you can redeem designated cash coupons with at least 10% off7, movie tickets, air miles or instantly offset spending anytime.

Top reasons to get a Citi Rewards Card

  • Enjoy 5X Points2 all year round and 8X Points3 in birthday month at supermarkets, department stores and telecom providers in Hong Kong1 - including autopay of telecommunication bill payments
  • Redeem designated cash coupons with at least 10% off7, movie tickets, air miles or instantly offset spending anytime with Points that never expire
  • First Year Annual Fee Waiver
Welcome Offers

Welcome offers4

Upon accumulative spending of designated amount within the first 2 months from the date of card issuance.

Up to 270,000 Points (Redeemable for HK$1,200 Wellcome Cash Coupon)
Up to 270,000 Points (Redeemable for HK$1,200 Wellcome Cash Coupon)


Welcome offer: Redeem a Dyson V6 Baby + Child Handheld Vacuum Cleaner at HK$990

Welcome offer: Redeem a Dyson V6 Baby + Child Handheld Vacuum Cleaner at HK$990

Card Benefits

Earn 5X Points all year round, 8X Points for birthday month

Enjoy 5X Points2 all year round and 8X Points3 during your birthday month on spending at supermarkets, department stores and telecom providers in Hong Kong1 (including autopay of your telecommunication bill payments) throughout the year, and enjoy 1X Points for other spending. No registration needed.

Earn 5X Points all year round, 8X Points for birthday month

Widest Choice of redemption with non-expiry Points

With Points that never expire, you can redeem your Points for rewards anytime at our redemption hotspots or online5.

  • At least 10% off designated coupon redemption with Points7
  • Click onto "Shop Rewards" → "Cash Rewards" → "Gift Vouchers"

    Coupons Redemption discount Points required after discount
    Hung Fook Tong

    Hung Fook Tong HK$50 Coupon

    30% off 8,750
    (Original: 12,500 Points)
    Wellcome

    Wellcome HK$100 Gift Coupon

    10% off 22,500
    (Original: 25,000 Points)
    Häagen-Dazs

    Häagen-Dazs™ HK$50 Gift Coupon

    11,250
    (Original: 12,500 Points)
    Starbucks Hong Kong

    HK$50 Starbucks Card

    11,250
    (Original: 12,500 Points)
  • 10,000 Points = 1 movie ticket
  • 250 Points = Instantly offset HK$1 spending
  • 15 Points = 1 air mile

Hong Kong International Airport Lounge Access

Present your Citi Rewards Card and your boarding pass on the day of travel, and you can enjoy one of the following lounge services at the Hong Kong International Airport for HK$250.

Plaza Premium Lounge
(24 hours service)
Wellness Spa & Salon
(Service hours: 10am - 8:30pm)
2-hour lounge usage6 or
15-minute seated massage
2-hour lounge usage6 or
Shampoo & blow-dry services or
15-minute seated massage
Level 6, Terminal 1
(near Gate 1)
Level 7, Terminal 1
(Please use escalator or lift near Gate 40)
Level 3, Terminal 2
(Opposite to Left Baggage)

For more information, please call the Plaza Premium Lounge Hotline at
396013963960 1396.

Year Round Offers

You can enjoy an array of privileges across the town.

How To Apply

Applying online for a Citi® Rewards Card is easy. Simply select a submission method most convenient to you.

Eligibility

  • Applicants must be at least 18 years of age
  • For Citi® Rewards Visa and Citi® Rewards UnionPay Card, annual income must be HK$150,000 or more
  • For Citi® Rewards Titanium MasterCard, annual income must be HK$60,000 or more
  • Applicants must be an HKID holder (applicable to Citi® Rewards UnionPay Card only)

Apply Now

  • Select "Apply Now"
  • Fill-in the online application form
  • We'll contact you within 2 working days to complete your application over the phone

Apply Now

  • Select "Apply Now"
  • Fill-in the online application form
  • We'll contact you within 2 working days to complete your application over the phone

Submit Document

Please send copies of your supporting documents via one of the various channels

  • HKID
  • Residential address
  • Income and employment information.

If not a Permanent Hong Kong Resident, please also submit:

  • Employment contract/employment letter showing employment period AND
  • Copies of HKID and passport showing the name, passport number and nationality of the applicant.
  • Year Round Shopping Offers.
  • Refer your friends to apply for Citi Credit Cards to enjoy up to HK$28,000 cash rebate

Remarks, Terms and Conditions:Remarks, Terms and Conditions:

Remarks:

  1. Cardholders must make qualified transactions with a Citi Rewards Card ("Eligible Card") in the designated merchant categories, which are Department Stores, Supermarkets and Telecom Providers in Hong Kong ("Designated Merchant Categories") ("Qualified Transactions"). Telecommunications spending stands for transactions at designated Telecommunications companies and monthly autopay of your telecommunications bill payments such as mobile service, household fixed line, internet service and pay TV.
  2. All Qualified Transactions are entitled to 5X Points for which 5 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards and the extra 4 Points ("the Extra 4X Points").The Extra 4X Points will be capped at 50,000 Points to each Eligible Card account per statement cycle.
  3. All Qualified Transactions made during the Principal Cardholders' birthday month (based on transaction date) are entitled to 8X Points for which 8 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards, the extra 4 Points rewarded under the "5X Points" Program and the extra 3 Points rewarded under "8X Birthday Bonus Points" Program ("the Extra 3X Points").The Extra 3X Points will be capped at 15,000 Points to each Eligible Card account per statement cycle.
  4. All welcome offers are only applicable for New Citi Credit Card Customers. New Citi Credit Card Customers are defined as applicants who currently do not hold and/or have not held any principal card of Citi Credit Card and/or Citi Private Label Card issued by Citibank and/or Diners Club Card issued by Diners Club International (HK) Limited within the past 12 months from the date of card issuance. Spending requirements apply. For details, please refer to Welcome Offer Terms and Conditions.
  5. Citi Rewards UnionPay Card is eligible for Instant Citibank Rewards at designated participating merchants only and is not eligible for online redemptions of Instant Citibank Rewards. Please visit the homepage of the Instant Citibank Rewards for details.
  6. Enjoy all-day food and beverages, shower facility, internet access, international newspapers/magazines and international TV channels, etc. (Service is subject to availability).
  7. The Offers are available on a first-come-first-served basis while stock lasts. Any changes of the Offers will be subject to the availability of coupons at the time of redemption.
  8. This Program applies to transactions made by the successfully registered Eligible Card accounts in the quarterly phase that a successful registration is made and in any subsequent quarterly phase(s) ("Eligible Transactions"). Eligible Transactions include:
    i.
    All posted local retail transactions, monthly installments of the newly-billed interest-free installment plan posted during the Promotion Period made in Hong Kong dollars
    ii.
    All posted overseas retail transactions made in foreign currencies
    Transactions not eligible for this Program include, but are not limited to Dynamic currency conversion transactions, Octopus Automatic Add Value service transactions, traveler's checks, cash advances, withdrawal amount/loan amount under the Flexi-Installment Program, Balance Transfer Program, Cash Conversion Program and Dial-a-Check Installment Program, payment to the Inland Revenue Department, online bill payment or utilities bill made with Eligible Card via internet banking or online payment system, mutual funds payment, fees & charges, insurance transactions, casino transactions, unposted/cancelled/refunded transactions, other unauthorized transactions and fraud and abuse transactions.

General Terms and Conditions:

  1. Unless otherwise specified, these programs apply to principal and supplementary cardholders ("Cardholders") of Citi Rewards Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"). The respective merchants may reject an Eligible Card if their payment system cannot handle some of the Eligible Card types. Please contact the respective merchants for details.
  2. If Cardholders have subsequently cancelled / reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
  3. Cardholders must maintain valid Eligible Card accounts with good credit record in order to be eligible for the offers. In case there is any fraud / abuse, Citibank reserves the absolute right to charge the equivalent value of the offers rewarded under these programs directly from the Eligible Card account without prior notice, forfeit the Cardholder's eligibility to be entitled to the offers, and/or suspend the Eligible Card account for investigation without prior notice.
  4. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchant's absolute discretion.
  5. Citi ThankYou Rewards Terms and Conditions apply, For details, please visit https://www.citibank.com.hk/global_docs/
    rewards/eng/tnc.htm.
  6. Under Citi ThankYou Rewards, Cardholders will earn Points for valid transactions posted to the Eligible Card account. Cardholders of Citi Rewards UnionPay Card will be awarded 1 Point per HK$1 (or equivalent foreign currency) charged in the HKD account or CNY1 charged in the CNY account. Cardholders of other Eligible Cards will be awarded 1 Point per HK$1(or equivalent foreign currency) charged. Citibank reserves the right to change at any time and without prior notice the ratio between
    (a)
       Point(s) to be awarded; and
    (b)
       the specified amount charged to the Eligible Card account.
  7. For Citi Rewards UnionPay Card, all Points are accumulated under the HKD Account.
  8. Points earned on Citi Rewards Card are evergreen.
  9. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
  10. Citibank and the respective merchants reserve the right to amend the terms and conditions without prior notice.
  11. All matters and disputes are subject to the final decision of Citibank and the respective merchants.
  12. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

General Terms and Conditions for the "5X Points" Program and the "8X Birthday Bonus Points" Program:

  1. To enjoy the offers, Cardholders must make qualified transactions with an Eligible Card in the designated merchant categories, which are Department Stores, Supermarkets and Telecom Providers in Hong Kong ("Designated Merchant Categories") ("Qualified Transactions"). Telecommunications spending stands for transactions at designated Telecommunications companies and monthly autopay of your telecommunications bill payments such as mobile service, household fixed line, internet service and pay TV.
  2. Designated Merchant Categories are subject to the definition of Visa, MasterCard International and UnionPay International's Merchant Data Standards and the settings of the acquiring bank. Qualified Transactions made by principal and supplementary Cardholder(s) of the same Eligible Card account are counted collectively in calculating the Points. Qualified Transactions do not include any unposted / cancelled / refunded / falsified / unauthorized transactions / dynamic currency conversion transactions or transactions made overseas, including Mainland China and Macau. Qualified Transactions shall be determined at the sole and absolute discretion of Citibank.

Terms and Conditions for the "5X Points" Program:

  1. The "5X Points" Program is valid from now until further notice (based on the transaction date).
  2. All Qualified Transactions are entitled to 5X Points for which 5 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards and the extra 4 Points ("the Extra 4X Points").
  3. The Extra 4X Points will be credited to the Eligible Card account a day after the transaction is posted, and capped at 50,000 Points to each Eligible Card account per statement cycle.

Terms and Conditions for the "8X Birthday Bonus Points" Program:

  1. The "8X Birthday Bonus Points" Program is valid from January 1, 2016 until further notice during the Principal Cardholders' birthday month (based on transaction date).
  2. All Qualified Transactions made are entitled to 8X Points for which 8 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards, the extra 4 Points rewarded under the "5X Points" Program and the extra 3 Points rewarded under "8X Birthday Bonus Points" Program ("the Extra 3X Points").
  3. The Extra 3X Points will be credited to the Eligible Card account a day after the transaction is posted, and capped at 15,000 Points to each Eligible Card account per statement cycle.

Terms and Conditions for "Discounts on Coupon Redemption Rate" Program:

  1. The "Discounts on Coupon Redemption Rate" Program is valid from January 1, 2016 until further notice (based on redemption date).
  2. In order to enjoy the privileged redemption rates of designated coupons ("Offers"), Cardholders shall redeem the coupons online by logging onto the Citi ThankYou Rewards with the Eligible Card and required Points shall be deducted from the Eligible Card account(s).
  3. The Offers are available on a first-come-first-served basis while stock lasts. Any changes of the Offers will be subject to the availability of coupons at the time of redemption.
  4. The use of the coupons is subject to the terms and conditions stipulated by the respective merchants.
  5. Photos, product specifications and prices are for reference only.

"Borderlinx Online Shopping and Shipping Promotion" Terms and Conditions:

  1. The following online shopping and shipping offers ("Offers") provided by Borderlinx Limited (“Borderlinx”) apply to all the principal and supplementary cardholders ("Cardholders") of Citi Credit Cards issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards") as defined below and are valid from August 15, 2016 to December 31, 2016 based on the transaction date in Hong Kong Time (“Promotion Period”).
    Eligible Cards "Offer 1" "Offer 2" "Offer 3" "Offer 4" "Offer 5" "Offer 6"
    Citi Rewards MasterCard 25% off first shipment (promo code:MCCITIFIRST) 30% off single shipment of 5kg or above (promo code:MCCITI5KG) SafetyLinx fee – 1.2% of the combined value of goods and shipping charges Administrative handling fee waiver for international returns 5% off next shipments Free concierge, repacking and consolidation services
    Other Citi Credit Cards, except Citi Rewards UnionPay Card and Diners Club Card 20% off first shipment (promo code:CITIFIRST) Not Applicable Not Applicable Not Applicable
  2. To enjoy the Offers, Cardholders are required to have an account created at http://www.borderlinx.com/HK/citi-hk/en (“Dedicated Borderlinx Website”) with Hong Kong as the chosen location, enter the promo codes (if applicable) and pay in full with the Eligible Card during the Promotion Period.
  3. Offer 1 is not applicable for Cardholders who have shipped with Borderlinx previously.
  4. Each Cardholder is entitled to enjoy Offer 1 and Offer 2 once during the Promotion Period per Borderlinx account.
  5. Cardholders are required to provide a return authorization form from merchant in order to enjoy Offer 4.
  6. The Offers are applicable to delivery to Hong Kong only. The discount is calculated on the shipping charge only, excluding any fuel surcharges, SafetyLinx charges, and tax and duty.
  7. Unless otherwise specified, the Offers cannot be used in conjunction with other discounts, special promotions or promotional coupons, nor be transferred or exchanged for cash or other offers.
  8. Availability of the Offers is subject to availability, account status checking and final acceptance by Citibank and Borderlinx at their absolute discretion.
  9. To be eligible for the Offers, Eligible Card accounts must be valid, in good standing and in compliance with the conditions that may be imposed by Citibank from time to time.
  10. Citibank shall not be responsible for any matters in relation to the related services. Borderlinx is solely responsible for all obligations and liabilities relating to such services and all auxiliary services.
  11. Citibank and Borderlinx reserve the right to terminate the Offers or amend their terms and conditions at any time without prior notice.
  12. All matters and disputes are subject to the final decision of Citibank and Borderlinx.
  13. In the event of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
  14. Borderlinx’s Terms and Conditions and Privacy Policy apply; please refer to those policies as published on the dedicated Borderlinx website.