Earn up to HK$2,170 double rewards when you apply for a new credit card
Reward 1: Welcome offer
Successfully apply to enjoy up to HK$1,170 rebate
(240,000 Points)
Reward 2: Surprise offer
Offset credit card transactions up to HK$1,000 for free when you spend designated transactions with your new card!

Want to spend smarter with your credit card?
With Citi Credit Cards, you can now earn and use points flexibly!


Citi Credit Cards enables you to earn points whenever you spend, from buying daily necessities, shopping for games, or ordering food delivery - they all count! Using the points you earned is easier than you can imagine. Simply login to your Citi Mobile® App, through SMS or use directly at merchants' online platforms and shop with your points anytime, anywhere. It's just that easy and flexible!

Earn points flexibly!
Use your Citi Credit Card to shop online at home for groceries, fashion or streaming movies, not only can you earn points, but also be rewarded with a spending rebate. Earning rewards is so flexible!
Earn both points and a spending rebate worth up to HK$700*!
*Terms and conditions apply.
Use points flexibly!
Still have to wait for the cashier to ask if you want to offset your transaction with points?

With Citi Pay with Points, you can now use your points to offset transaction anytime, anywhere. Even better, your points will not expire^!


Citi Mobile®App
Login and select the transactions you want to offset with your points
SMS
Just 3 clicks to settle transaction with your points via the link in the SMS you receive after the purchase
Merchants' online platforms
Offset spending directly after payment by Pay with Points or Shop with Points; or convert your Citi Points to merchants’ coupons or their points
Details >
You can also redeem a Cash Rebate by using points in Citi Mobile® App. Choose any option you like! More flexibility!
Details >
^Not applicable to Citi Classic Card and Citi Gold Card
Use Citi Credit Cards and Citi Mobile® App to give you a flexible experience!
Check your transactions instantly
Still waiting for your monthly statement? Now you can login to Citi Mobile® App to view all your transactions immediately!
Details >
FlexiPay Installment
With a simple click, you can settle your transactions or repay your credit card balance with flexible repayment options
Details >
Citi PayAll
Settle your monthly expenses with your Citi credit card and earn points!
Details >

Citi Rewards Mastercard
(First year annual fee waiver)
Welcome Offer:
HK$800 Wellcome Coupons
Or HK$700 Sogo Gift Certificate
Or Afternoon tea set of two
persons at Mandarin Oriental, Hong Kong
Enjoy an array of benefits and rewards:
  • Enjoy up to 8X Points at supermarkets, department stores and telecom providers
  • Points that never expire

Citi PremierMiles Card
(First year annual fee waiver)
Welcome Offer:
108,000 points
Or HK$800 Wellcome Coupons
Or HK$700 Sogo Gift Certificate
Or Afternoon tea set of two persons at Mandarin Oriental, Hong Kong
Enjoy an array of benefits and rewards:
  • Overseas spending as low as HK$3=1 mile
  • No handling fee for mileage redemption
  • Points will never expire
  • Complimentary access to worldwide airport lounge
  • Free Travel Insurance

Citi Cash Back Card
(First year annual fee waiver)
Welcome Offer:
HK$800 Wellcome Coupons
Or HK$700 Sogo Gift Certificate
Or Afternoon tea set of two persons at Mandarin Oriental, Hong Kong
Enjoy an array of benefits and rewards:
  • Auto rebate with no cap
  • 2% Rebate on Local Dining and Hotel Spending
  • 2% Rebate on Selected Spending in Foreign Currency
  • 1% rebate on other spending in local currency

Citi Prestige Card
(Annual income must be HK$600,000 or more, annual Fee of HK$3,800
Welcome Offer:
240,000 points
Enjoy an array of benefits and rewards:
  • Complimentary 4th night at any hotel
  • Complimentary global airport lounge access
  • Local spending HK$6 = 1 Mile;
    Overseas Spending HK$4 = 1 Mile
  • Up to extra 30% Annual Relationship Points
  • Complimentary travel insurance and much more