Citi Mobile® App
Revolutionizes current Credit Card Payment experiences

Flexible choices are right in your hand!
Banner of Flexible Credit Card Payment Promotions

Do you have only one way to pay off your credit card?



Citi Mobile®App revolutionizes current credit card payment experiences, and gives you options instead! Citi offers you Pay with Points for small spending, while FlexiPay Installment for large spending! With Citi as part of your digital life everywhere you go, you can enjoy so many more choices and flexible financial management!

Pay with Points
for Small Spending

FlexiPay Installment
for Large Spending

After transaction, just a few steps to offset your designated transactions with your points via Citi Mobile®App . You can also choose to offset partial or whole transaction which all under your controls for all spending!

Offset spending with your points:

Citi gives you the flexibility to settle your eligible transactions or repay your credit card balance with flexible repayment options through the Citi Mobile®App.

Enjoy free cash flow by settling your spending with flexible installments in your hand!
Limited time offer! 

Successfully apply via Citi Mobile® App to enjoy
up to 2% unlimited rewards
Promotion period from now till December 31, 2021

FlexiPay - PayLite
FlexiPay - FlexiBill
FlexiPay - PayLite

Want to split your purchases in installments? PayLite is here for you!

Split your big purchases
Logon to Citi Mobile® App, select credit card and click “Transaction”, click on “Statement amount“ icon to settle transactions by installments. Then click “Convert to installments” to confirm.
Image showing sample screen of Citibank 'FlexiPay - PayLite' service
Convert to installments
From just HK$213.33/month

(The screenshots serve as a reference only)

Bundle multiple purchases
Logon to Citi Mobile® App, select credit card and click “Transaction”, click on ““ icon to select multiple transactions for installment. Then click “Convert to installments” to confirm.
Image showing sample transaction history on Citi Mobile App
Convert to installments
HK$213.33/month (for 24 months)

(The screenshots serve as a reference only)

FlexiPay - FlexiBill

Want to settle your statement balance by installments? FlexiBill is here for you!

Settle your statement balance by installments
Logon to Citi Mobile® App, select credit card and click “Statement amount”, click “Statement amount” to settle statement by installments.
Image showing sample screen of Citibank 'FlexiPay - FlexiBill' service
Convert to installments
From just HK$213.33/month

(The screenshots serve as a reference only)

Want to check your own transactions anytime,
anywhere? Forgotten your password?

Checking through Citi Mobile®App is just that easy!

Check your own transaction?
Forgotten your password?
Check your own transaction?
Forgotten your password?

Click below to explore the functions of Citi Mobile® App!

Learn more

Start using Citi Mobile® App

      

Remarks:

  1. Application via the web will not be processed if no verification has been done by Citibank (Hong Kong) Limited. Customers will be contacted within 3 working days counting from the day of when the customer first submitted the online application form stipulated in this promotional webpage.
  2. Options of 6/12/18/24/30/36/42/48-month repayment periods are available.
  3. The quoted Annualized Percentage Rate ("APR") for preferential Monthly Flat Rate ("Monthly Flat Rate") of 0.30% is 6.78%; An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. APR is calculated based on the guidelines as set out in the Code of Banking Practice and is based on 12-month installment period and HK$200,000 loan amount. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ. Monthly Flat Rate is individualized and subject to Eligible Cardholders’ Citi Credit Card account status at the time the request is received. Please call our Application Hotline at 2860 0376 to check for individualized Monthly Flat Rate.
  4. a. Application of the Program in relation to any individual transaction made by Citibank Credit Card must be made 3 business days after the transaction is made or posted to the Citi Credit Card account (the "Account"), whichever is later, and must be made 2 business days before the billing date of the transaction, or
    b. Application of the Program in relation to the current Statement Balance or a portion of the current Statement Balance of Citibank Credit Card must be made 2 business days before the Payment Due Date of the current Statement.
    c. Application of the Program in relation to any individual transaction made with Citibank banking account/ATM/Debit Card must be made within 3 days of the relevant transaction. The following transactions are not valid for this Program: balance transfer, interest-free hire purchase, “Quick Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e.g. annual fee, finance charges, late charge), and any transaction that has been subject to cancellation, charge-back, returned. The following Citibank banking account/ATM/Debit Card transactions are not valid for this Program: Purchasing insurance or investment products, gambling, loan and card payments, down payments for auto and home purchases, fund transfer to other accounts under your Citibank banking account.
  5. Eligible “FlexiBill” and “PayLite” Installment Loan only includes the first 8,000 “PayLite” Installment Loan in relation to any individual transaction made by Citibank banking account/ATM/Debit Card and “FlexiBill” and “PayLite” Installment Loan in relation to the Credit Card current statement balance or a portion of the current statement balance or any individual transaction with approved loan amount of HK$3,000 or above, the monthly flat rate of 0.12% or above and a minimum tenor of 12 months with an Eligible Card within the Promotional Period, and does not include Citi Credit Card “PayLite” Installment Plan for iPhone for Life.
  6. Cardholders who successfully apply for an Eligible “FlexiBill” or “PayLite” Installment Loan with an Eligible Card during the Promotional Period (“Participants”) will be entitled to (i) HK$50 Wellcome Supermarket Cash Coupon (“Cash Coupon”) for a booked amount from HK$3,000 to HK$4,999.99 in a single application (ii) HK$50 Cash Coupon for each HK$5,000 booked in a single application. If the participants successfully apply for an Eligible “FlexiBill” or “PayLite” Installment Loan with an Eligible Card through Citi Mobile® App, the participants will be entitled to additional HK$50 Cash Coupon for each HK$5,000 booked in a single application.

The installments from the Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program are billed to the Citi Credit Card account monthly similar to a normal retail purchase and are subject to usual finance charge if you pay/ had paid less than the statement balance indicated on your current or previous monthly statements of account on or before the payment due date. For details, please refer to Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program.