With a Citi Card Debt Consolidation Loan, you can consolidate your debts into a lower interest loan making repayment easier. (Click HERE for Personal Loan Key Fact Statement)
up to 72 monthsa
|Loan amount up to
21X Monthly Salary or
To apply for a Card Debt Consolidation Loan, you will need to fulfill the following requirements:
- Hong Kong permanent resident aged 18 or above
- In full-time employment with present employer for at least 3 months
- Monthly salary of HK$6,000 or above
The annualized percentage rate (“APR”) ranges from 2.01% to 44.72%, with repayment period of 6 to 72 months. The loan application is subject to the Bank’s approval. For a loan amount of HKD200,000 with 12 months repayment period, the monthly flat rate is 0.25% (APR 5.64%), and the total loan repayment amount is HKD206,004 (including full handling fee waiver). The above example is for reference only.
Terms and Conditions:Terms and Conditions:
- The promotion period (“Promotion Period”) of Interest Discount Promotion is from April 1, 2019 to Dec 31, 2019, both dates inclusive.
- The 30% Interest Discount (“Interest Discount”) is applicable to customers (“Eligible Customers”) who apply during Promotion Period and successfully drawdown a Citi Card Debt Consolidation Loan on or before January 10, 2020.
- The Bank reserves the right to amend these Terms and Conditions at anytime without prior notice.
- In case of disputes, the decision of The Bank shall be final and conclusive.
- In the event of discrepancy or inconsistency between this English version of the terms and conditions and the Chinese version, the English version shall prevail.