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Welcome Offer of 240,000 Points.

Most cards offer rewards. But how many offer memories?

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(Annual Fee of HK$3,800)

Welcome Offer Terms and Conditions
Key Facts Statement


Discover the exceptional

4th night free at any hotel

Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation

Citi Prestige Concierge

From dinner reservations, sourcing gifts, to daily requests, our concierge goes above and beyond to help make your dreams a reality.

Higher tier of rewards

Overseas spending: HK$4 = 1 Mile
Local spending: HK$6 = 1 Mile
Yearly Thank You Gift: 20,000 Miles
Annual Relationship Points: Up to 30%

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Top 4 credit card features

“FlexiBill" Installment Program

Turn statements into small payments

“Quick Cash” Installment Program

Instant cash to get things done right away

Freedom to do more with the new
Citi Mobile® App

Everything at a glance
Activate a new card
Secure your transaction
Reset your ATM Pin
Powerful features on demand
See your points balance

at a glance

Activate a
new card

Secure your

Reset your

Powerful features
on demand

See your
points balance

Only the best with Citi Prestige

World EliteTM MasterCard Privileges

Explore travel, dining, sports and entertainment privileges

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Latest Credit Card Promotions

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A world of unparalleled experiences in less than 10 minutes

Get a new Citi Prestige Card from your phone or computer in an easy, paperless signup process

Annual income must be HK$600,000 or more

Applicants must be at
least 18 years of age

Annual Fee of HK$3,800

Welcome Offer of 240,000 Points

Submit Document

Please send copies of your supporting document here.

To borrow or not to borrow? 
Borrow only if you can repay!

Useful Links

Activate your Credit Card
Cardholder's Guide
Citi ThankYou Rewards
Year Round Offers

*Applicants would be offered 240,000 Points upon paying the first year annual fee of HK$3,800.

General Terms and Conditions:

1. These offers apply to principal and supplementary cardholders ("Cardholders") of Citi Prestige Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"), unless specified.
2. If Cardholders have subsequently cancelled/ reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
3. Cardholders must maintain valid Eligible Card accounts with a good credit record in order to be eligible for the offers. In case there is any fraud/ abuse, Citibank reserves the absolute right to charge the equivalent value of the offers rewarded under these programs directly from the Eligible Card account without prior notice, forfeit the Cardholder's eligibility to be entitled to the offers, and/ or suspend the Eligible Card account for investigation without prior notice.
4. Cardholders are required to settle payment in full with an Eligible Card in order to enjoy the offers. Unless otherwise specified, the offers cannot be used in conjunction with other special promotion or discounts or promotional coupons or exchanged for cash.
5. Availability of the offers is subject to stock availability, account status checking and final acceptance by Citibank at its absolute discretion. All photos and prices are for reference only.
6. Citibank shall not be responsible for any matters in relation to the related products or services provided by the respective merchants. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
7. Citi ThankYou Rewards Terms and Conditions apply for all Points related offers. For details, please visit
8. Citibank and the respective merchants reserve the right to vary or cancel the offers and/ or amend or alter these terms and conditions at any time without prior notice. In the event of any dispute, Citibank's and the respective merchants' decision shall be final and conclusive.
9. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

    Terms and Conditions for Citi Prestige Card “Preferential Mileage Earn Rate”, “Annual Relationship Points Program”, “Citi Prestige Concierge Program”, “International Complimentary Night Hotels and Resorts Program”, “Golf Program” and “Mastercard Airport Experiences provided by LoungeKey”:

    1. Please visit Citi Prestige Benefits Terms and Conditions

    Terms and Conditions for "Citi ThankYou Rewards Program":

    1. The Principal Cardholder can redeem Points for Cash Rebates issued in the form of a credit on your Eligible Card statement, at a rate of 200 points to HK$1 (subject to a minimum amount of HK$50 per redemption). ("Cash Rebates") The Cash Rebates will be credited to your Eligible Card account within 7 calendar days after receiving our order confirmation email and the redemption will be shown in the Cardholder's next statement cycle. The Cash Rebate is applied to the overall balance on the account, but you must still make the monthly minimum payment due. Cash Rebates may not be canceled, amended or returned. Your account must be open and not in default in order to be eligible for Cash Rebate redemptions. There is no limit to the number of Cash Rebates each Principal Cardholder can enjoy. For details, please visit:

    Terms and Conditions for "Free Travel Insurance":

    1. The period of the Free Travel Insurance is valid for travel journey between April 1, 2020 and March 31, 2021 (both dates inclusive).
    2. To be eligible for free travel insurance, (a) either one or more of the following has/have been purchased or settled by the principal cardholder with his/her Citi Prestige Card: (1) the in/outward-bound travel tickets to/from Hong Kong; (2) the accommodation cost for the entire journey; (3) the tour package; or (b) in the event that condition (a) above is not satisfied but instead one or more of the items stated in (1), (2) and (3) above has been acquired with points earned by a rewards program, any additional costs (including tax and fuel surcharge and any fees which is required to be paid according to any local requirement (if applicable)) must be paid by the principal cardholder with his/her Citi Prestige Card.
    3. Principal Cardholder will be entitled for Free Travel Insurance Basic Plan, and could upgrade to Premier Plan for improved coverage.

    Protection Items Basic Plan Premier Plan
    Free entitlement to Upgrade by as low as HK$48
    (Original Price: HK$290)
    Maximum Claim Amount (HK$) Maximum Claim Amount (HK$)
    Travel Accident Protection $750,000 $1,500,000
    Emergency Medical Protection $500,000 $1,250,000
    Journey Cancellation Protection $10,000 $30,000
    Baggage Loss Protection $10,000 $35,000
    Travel Delay Protection $3,000 $5,000
    Lost of Travel Documents $3,000 $5,000

    4. Principal Cardholders could upgrade through Zurich's portal or call Zurich's Customer Service hotline at 2903 9482. Please refer to the policy wordings in Zurich's portal for detailed coverage. Only upon upgrading to the Premier Plan, could the principal cardholders purchase the Optional Benefits.
    5. When submitting claims, Zurich Insurance Company Limited will require principal cardholders to provide valid proof of their eligibility.
    6. Citibank (Hong Kong) Limited is not the insurance underwriter of the Travel Insurance Basic Plan and Travel Insurance Premier Plan ("the Policy"). Zurich Insurance Company Ltd. ("Zurich") is the insurance underwriter ("the Insurance Underwriter") of the Policy and is solely responsible for all coverage and compensation. The Insurance Underwriter is not a subsidiary or an affiliate of Citibank (Hong Kong) Limited or Citibank, N.A. or Citigroup Inc. The Policy is part of the credit card feature and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to the Policy provided. Unless otherwise specified, insurance products are not bank deposits or obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or by any local government agency.
    7. This statement is not a policy or contract of insurance. The original policy is on file at the office of Citibank (Hong Kong) Limited. Final decisions will be made in accordance with original policy. For insurance details, please refer to the Travel Insurance Basic Plan Factsheet or the Travel Insurance Premier Plan Factsheet. For claims enquiry, please call Zurich's Customer Services Hotline at 2903 9482. Citibank (Hong Kong) Limited and its Insurance Underwriter reserve the right to make the final decision on all claims.

    Terms & Conditions for "Purchase Protection Insurance, E-Commerce Protection Insurance, Wallet Guard Insurance, Extended Warranty Insurance":

    1. The Purchase Protection Insurance, E-Commerce Protection Insurance, Wallet Guard Insurance and Extended Warranty Insurance are brought to Citi Prestige Cardholders by Mastercard. For full insurance coverage, exclusions and terms and conditions, please refer to the following webpage of Mastercard: or call 24-hour Citi Prestige Concierge at 2860 0338.


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