Most cards offer rewards.

But how many offer memories?

Most cards offer rewards. But how many offer memories?

When you carry the Citi Prestige Card, prepare yourself for some exclusive and unforgettable experiences, from complimentary access at airport lounges worldwide to 24-hour Citi Prestige Concierge services, and from a Preferential Mileage Earn Rate to Annual Relationship Points that the longer you stay with Citibank, the more extra rewards you can earn.

Top reasons to get a Citi Prestige Card

Top reasons to get a Citi Prestige Card

  • Complimentary 4th night at any hotel
  • Unlimited complimentary global airport lounge access via Priority Pass™
  • Preferential Mileage Earn Rate
    Local Spending : HK$6 = 1 Mile; Overseas Spending : HK$4 = 1 Mile
Welcome Offers
15,000 Miles (180,000 Points)*
US$100 Voucher
Card Benefits

Complimentary 4th night at any hotel

Extend your trip with a complimentary 4th night at any hotel of your choice after a minimum 4-consecutive-night booking1. There's no limit to the number of times you can use this benefit. Reservations must be made through the Citi Prestige Concierge.

Unlimited complimentary global airport lounge access via Priority Pass™

Citi Prestige Card gives principal cardholders complimentary access to hundreds of airport lounges in cities around the world through Priority Pass™.
No membership fees, no lounge pass fees – just present your Priority Pass Card upon entering the lounge.

Please visit Citi Prestige Benefits Terms and Conditions for details.

Citibank Rewards

Unlimited Points

Earn 2 Points for every HK$1 you spend locally, and 3 Points for every HK$1 you spend overseas2. There's no limit to how many points you can accrue and they never expire, so you can save for a reward you really want.

Preferential Mileage Earn Rate

You can convert your Points to Miles with a preferential mileage earn rate. Every 12 Points can be converted to 1 Mile.

Preferential Mileage Earn Rate

Cash Rebate

Through the "Cash Rebate" at Citi ThankYouSM Rewards, you can now redeem 200 Points for HK$1 cash rebate.

Up to extra 30% Annual Relationship Points

Earn Annual Relationship Points based on purchases every year. Your Annual Relationship Points are made up of a percentage of your yearly total eligible spending amount and the percentage rate increases based on the number of years you are with Citibank. For Citigold® and Citigold® Private Clients, the Annual Relationship Points earned are even more rewarding. The table below shows the breakdown among the various types of relationships.

Length of Relationship
Percentage Rate
Cardholder without Citigold® Private Client/Citigold® account Cardholder with Citigold® Private Client/Citigold® account
1 5% 10%
2 to 5 7% 15%
6 to 9 10% 20%
≥10 15% 30%

Example: Existing Citigold® customer with 10-year relationship and holding Citi Prestige Card:

Length of Relationship 10 years
Total eligible spending amount in one full year from the respective anniversary of the Citi Prestige Card account opened date HK$200,000
Applicable percentage rate 30%
Annual Relationship Points earned 60,000 Points

Citi Prestige Concierge

One call connects you to a team of in-country experts who are ready to assist you 24/7 in wealth of languages, from anywhere in the world.

Making dinner reservations at the world's finest restaurants, sourcing wonderful gifts, arranging spa treatments or leisure activities, as well as taking care of all your travel and entertainment requests, our representatives go above and beyond to help make your dreams a reality.

Please visit Citi Prestige Benefits Terms and Conditions for details.

Citi Prestige Global Events

As a Citi Prestige cardholder, you'll have exclusive access to global events and offers. Each year, our Citi Prestige Concierge team scours the globe to identify the most coveted experiences and events4. From courtside seats at sporting tournaments to fashion shows or the opening night of a big Broadway show - you'll be able to purchase tickets and gain admission to many exclusive events.

Golf Benefits

You are invited to play on some of the finest golf courses. Principal cardholders can enjoy complimentary green fees at 2,400 golf courses all around the world5.

20,000 Miles (240,000 Points) Yearly Thank You Gift

A gift of 240,000 Points6 every year from the second year onwards, equivalent to 20,000 Asia Miles and enough for a round-trip flight to Thailand7.

Year Round Offers

You can enjoy an array of privileges across the town.

Learn more about your benefits & rewards

Special Promotions

Shopping Tax Refund Service

Valid until June 30, 2017:

No more queues! Enjoy a new online tax refund service which helps you save time on queuing at the airport - you can claim it online when back in Hong Kong.

  • Extra 10% rebate on tax refund amount1
  • 365-day free local courier service to pick up documents for tax refund at home/office 2,3
Step 1
Obtain tax refund application form and sales receipt from the stores with the designated tax refund organization available
Step 2
Obtain Customs stamp before departure
Step 3
Apply for tax refund online. Free local document collection service for filing tax refund request.
Step 4
Get refund, plus 10% rebate* in 5 working days

*Only available if the total tax refund amount is USD325 or above


"Starwood Hotels and Resorts - Pay for 2, Stay for 3" Offer

Valid until February 28, 2017:

Get two nights free when you book three consecutive nights at selected 200 Starwood Hotels and Resorts in Asia Pacific.

  • Booking period: From now until February 28, 2017
  • Stay period: From now until July 14, 2017

Participating Hotels include: (click here for all participating hotels)

BOOK NOW to enjoy the offer.


From now till June 30, 2017, you can enjoy:

  • Buy-1-get-1 complimentary handcrafted beverage
  • Available for HABITŪ caffè, HABITŪ table and HABITŪ all day

How To Apply

Applying online for a Citi Prestige Card is easy. Simply select a submission method most convenient to you.


  • Applicants must be at least 18 years of age
  • Annual income must be HK$600,000 or more

Apply Now

  • Select "Apply Now"
  • Fill-in the simplified application form
  • We'll contact you within 2 working days to complete your application over the phone

Apply Now

  • Select "Apply Now"
  • Fill-in the simplified application form
  • We'll contact you within 2 working days to complete your application over the phone

Submit Document

Please send copies of your supporting documents via one of the various channels

  • HKID
  • Residential address
  • Income and employment information.

If not a Permanent Hong Kong Resident, please also submit:

  • Employment contract/employment letter showing employment period AND
  • Copies of HKID and passport showing the name, passport number and nationality of the applicant.
  • Refer your friends to apply for Citi Credit Cards to enjoy up to HK$28,000 cash rebate
  • Redeem the hottest dining gift vouchers online with Points

Remarks, Terms and Conditions:Remarks, Terms and Conditions:


*Applicants would be offered 180,000 Points upon paying the first year annual fee of HK$2,500.
  • Please visit Citi Prestige Benefits Terms and Conditions section E for details.
  • Citi ThankYou Rewards Terms and Conditions apply for all Points related offers.
  • Please visit Citi Prestige Benefits Terms and Conditions section B for details.
  • Citi Prestige global offers and events are subject to availability. Some offers cannot be used or redeemed in conjunction with any other offers. All bookings must go through Citi Prestige Concierge.
  • Please visit Citi Prestige Benefits Terms and Conditions section F & G for details.
  • Cardholders using Citi Prestige Card for consecutively two (2) years or more are eligible for the Yearly Thank You gift of 240,000 Points from the second year onwards. 240,000 Points will be credited to the eligible Principal Cardholder’s account in two (2) months after the annual fee has been fully paid.
  • Miles requirement quoted above is for reference only. Please refer to Asia Miles Rebate for actual redemption requirements.

Terms and Conditions for “Citi ThankYou Rewards Program”:

  • The Principal Cardholder can redeem Points for Cash Rebates issued in the form of a credit on your Eligible Card statement, at a rate of 200 points to $1 (subject to a minimum amount of $50 per redemption). (“Cash Rebates”) The Cash Rebates will be credited to your Eligible Card account within 7 calendar days after receiving our order confirmation email and the redemption will be shown in the Cardholder's next statement cycle. The Cash Rebate is applied to the overall balance on the account, but you must still make the monthly minimum payment due. Cash Rebates may not be canceled, amended or returned. Your account must be open and not in default in order to be eligible for Cash Rebate redemptions. There is no limit to the number of Cash Rebates each Principal Cardholder can enjoy. For details, please visit:

Terms and Conditions for “Citi Prestige Card Annual Relationship Points Program” (the "ARP Program"):

  1. Please visit Citi Prestige Benefits Terms and Conditions section C for details.

  2. Remarks for “Overseas Shopping Tax Refund Service”:

    • Tax refund amount and extra 10% rebate will be calculated in USD. To be eligible for the extra 10% rebate on the tax refund amount, the total tax refund amount must be USD325 or above (calculated by each application and receipts from different designated tax refund organizations can be included).
    • Tax refund amount together with the extra rebate (if applicable) will be credited to Citi Prestige World Elite MasterCard account in 3-5 working days upon receiving valid documents.
    • First-time courier service fee waiver for every tax refund application.

    Terms and Conditions for "Overseas Shopping Tax Refund Service":

    1. The offer is valid from July 1, 2016 to June 30, 2017, both dates inclusive ("Promotion Period").
    2. To be eligible for Overseas Shopping Tax Refund Service, customers are required to make purchase with Citi Prestige Card.
    3. The relevant promotional offers and information related to this service are provided by Transforex Currency Exchange Co., Ltd. ("TransForex") who is solely responsible for all related obligations and liabilities.
    4. This service is subject to relevant terms and conditions. Please refer to the website of TransForex for details.
    5. Citibank (Hong Kong) Limited ("Citibank") and TransForex reserve the right to suspend, revise or terminate the service at any time and to amend the terms and conditions thereof from time to time. In case of any disputes, the decision of Citibank and TransForex shall be final.
    6. No person other than the Customer and Citibank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
    7. These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
    8. These terms and conditions are subject to prevailing regulatory requirements.

    Terms and Conditions for “Starwood Hotels and Resorts - Pay 2, Stay for 3 Offer”:

    1. Offer is valid at participating Starwood Hotels & Resorts in Asia Pacific for bookings and stays paid for with your Citi Prestige Card.
    2. Not valid for MasterCard cardholders in Japan
    3. Offer is valid for stays booked between November 1, 2016 and February 28, 2017 and completed between November 1, 2016 and July 14, 2017.
    4. The Principal and supplementary cardholders can make a reservation for a minimum, consecutive 3-night stay directly at to enjoy the offer during the Promotion Period.
    5. An eligible stay is defined as one or more consecutive nights paying a qualifying rate in the same hotel regardless of the number of check-in or check-outs that occur.
    6. Rates are per room, per night, based on single/double occupancy and availability at time of reservation and do not include additional per room, per night charges that may be imposed or state/local taxes.
    7. A limited number of rooms may be available at these rates.
    8. Blackout dates and other restrictions may apply.
    9. The complimentary third night must be used in conjunction with a fully paid consecutive, eligible two night stay in the same room. There are no credits for any unused free nights if the guest checks out early.
    10. Offer not applicable to groups.
    11. Not to be combined with other offers or promotions and subject to change.
    12. Not responsible for omissions or typographical errors.
    13. Void where prohibited by law.
    14. Starwood reserves the right to discontinue this offer at any time.
    15. Starpoints, SPG, Starwood Preferred Guest, Sheraton, Four Points, W, Aloft, Le Méridien, The Luxury Collection, Element, Westin, St. Regis and their respective logos are the trademarks of Starwood Hotels & Resorts Worldwide, Inc., or its affiliates.

    Terms and Conditions for "HABITŪ Offer":

    1. The offer is valid from now until June 30, 2017 ("Promotion Period").
    2. The offer is applicable to all handcrafted beverages (excludes alcoholic beverages and bottled drinks).
    3. The offer is applicable for HABITŪ caffè, HABITŪ table and HABITŪ all day.

    General Terms and Conditions:

    1. These offers apply to principal and supplementary cardholders ("Cardholders") of Citi Prestige World Elite MasterCard issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"), unless specified.
    2. If Cardholders have subsequently cancelled / reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
    3. Cardholders must maintain valid Eligible Card accounts with a good credit record in order to be eligible for the offers. In case there is any fraud / abuse, Citibank reserves the absolute right to charge the equivalent value of the offers rewarded under these programs directly from the Eligible Card account without prior notice, forfeit the Cardholder's eligibility to be entitled to the offers, and/or suspend the Eligible Card account for investigation without prior notice.
    4. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchant's absolute discretion.
    5. Cardholders are required to settle payments in full with Eligible Cards during the Promotion Period to enjoy the offer(s).
    6. Photos, product specifications and prices are for reference only.
    7. Unless otherwise specified, all offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
    8. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
    9. Citibank and the respective merchants reserve the right to amend the terms and conditions without prior notice.
    10. All matters and disputes are subject to the final decision of Citibank and the respective merchants.
    11. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.