CITI CASH BACK CARD

Rewards have never been clearer

Rewards have never been clearer

Citi Cash Back Card makes rewards simple. With eligible transactions, you can enjoy cash rebate automatically with no cap. Clear, simple, easy.

Top reasons to get a Citi Cash Back Card

Top reasons to get a Citi Cash Back Card

Eligible transactions can enjoy:

  • Auto rebate with no cap
  • 2% rebate on global dining
  • 2% rebate on global hotel spending
  • 2% rebate on other spending in foreign currency
Welcome Offers
Up to HK$1,200 cash rebate


Online Exclusive Bonus Offer
Up to HK$1,200 cash rebate


Online Exclusive Bonus Offer
Card Benefits

Auto rebate with no cap

2% rebate on global dining

2% rebate on global dining

To make your dining experiences even more enjoyable, all eligible dining transactions (including fast food) in any restaurant around the world will be rewarded 2% cash rebate.


Annual Fee Waiver Privilege

You can enjoy an annual fee waiver privilege by spending HK$100,000 or more with your Citi Cash Back Card every year before the annual fee renewal month. If the relevant spending requirement is not met, the annual fee of will be charged to the card account on your annual fee renewal month without prior notice.

Purchase Protection Insurance

Purchases made anywhere in the world with your Citi Cash Back Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase.

Click here for the factsheet of Purchase Protection Insurance.

Visa payWave Contactless Payment

Enjoy fast, secure and hassle-free payments with Visa payWave. Simply wave your card in front of a payment terminal that accepts Visa payWave payments present in a wide range of retailers and enjoy the convenience and security of contactless payments.

For more information regarding Visa payWave, please see our FAQs or visit Visa’s payWave webpage here

Visa Signature Privileges

  • Travel in style with airport limousine pick up service at preferential rates.
  • Take advantage of generous shopping discounts and preferential treatment with a selection of global travel privileges
  • Indulge in pure relaxation with special privileges at the finest spas and health clubs
  • Treat yourself to an exclusive dining experience with our compliments
  • Enjoy exclusive privileges at renowned golf clubs worldwide

Details

Special Promotions

Jebsen Fine Wines online offer

  • 15% off (excludes beers and fix priced items)
  • Receive a designated complimentary bottle of wine upon first purchase of HK$1,000

Customer Code*: citicash . Valid till December 31, 2018.
*Cardholders are required to register an account at www.jebsenfinewines.com and enter the Customer Code “citipm” to enjoy the offer

Details

Travel Offers

  • Discounts on Agoda, Expedia, Hotels.com and more

Valid till December 31, 2018.

Details

Theory

  • 10% instant discount and a welcome gift
  • 12-month Theory Silver Membership

Valid till May 31, 2018

Avis

  • Up to 35% off international car rental

Valid till December 31, 2018.

Details

Hertz

  • Enjoy 10% off self-drive rentals
  • One complimentary rental day with minimum 6 or more days’ rental

Valid till December 31, 2018.

Details

Auto Europe

  • Up to 37% off international car rental

Valid till December 31, 2018.

Details

yQ (meet & assist) service

  • 20% off retail rates

Valid till December 31, 2018.

Details

Please click here for more offers and terms and conditions.

How To Apply

Applying online for a Citi Cash Back Card is easy. Simply select a submission method most convenient to you.

Eligibility

  • Applicants must be at least 18 years of age
  • Annual income must be HK$240,000 or more

Apply Now

  • Select "Apply Now"
  • Fill-in the simplified application form

Apply Now

  • Select "Apply Now"
  • Fill-in the simplified application form

Submit Document

Please send copies of your supporting document here.

To borrow or not to borrow? Borrow only if you can repay!

Remarks, Terms and Conditions:Remarks, Terms and Conditions:

Terms and Conditions of this Promotion:
The promotion period is valid from March 1 to April 30, 2018, both days inclusive (“Promotion Period”). New customer (“Eligible Cardholders”) must submit the application form and successfully apply for a principal card of Citi Credit Card (except Citi Cash Back American Express® Card, Citi Rewards MasterCard, Citi Rewards Titanium MasterCard and Citi Rewards UnionPay Card) issued by Citibank (Hong Kong) Limited (“Eligible Card”) during the Promotion Period through Citibank website (http://www.citibank.com.hk/) and have their Eligible Card applications approved and card issued by May 21, 2018.
Eligible Cardholders are entitled to a special bonus online offer of a Club SIM with a free Service Pack (Valued over HK$700) plus a free extra 2-Day Travel Pack from Club SIM, upon approval of the application for the Eligible Card. This exclusive online bonus welcome offer redemption email will be sent to will be sent to Eligible Cardholders’ email address (stated in the application form) within 3 months upon successful card approval. Please refer to the email for the redemption details. The free Service Pack is only available to those valid The Club members and Club SIM customers who have not already received a free service pack from Club SIM. The free Service Pack includes various service packs, including a 2-Day Travel Pack (valid for 90 days), which together with the extra 2-Day Travel Pack, will entitle Cardholder to a maximum of 4 Days’ of Travel Pack for designated destinations, including Mainland China, Australia, Cambodia, India, Indonesia, Japan, Malaysia, New Zealand, the Philippines, Singapore, South Korea, Taiwan and Thailand. All service packs must be activated within a designated period. An email containing a Promotion Offer Code will be sent to Cardholders’ email address (as stated in the application form) within 3 months upon successful card approval and must be entered into the Club SIM App to effect activation of the extra Travel Pack. The Promotion Offer Code is valid up to and including 31 December 2018 and can be used once only. The extra Travel Data will be valid for 90 days from the date of activation. Please refer to the email for the redemption details. Club SIM service is provided by Club Services (HKT) Limited, subject to relevant terms and conditions. For details, please visit Club SIM’s website: www.clubsim.com.hk.

"Citi Cash Back Card Cash Rebate Program" Terms and Conditions:
1. Citi Cash Back Card Cash Rebate Program ("Rebate Program") applies to the principal and supplementary cardholders ("Cardholders") of Citi Cash Back Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card").
2. This Rebate Program applies to "Eligible Transactions" made by Citi Cash Back Card and the calculated rebate amount will be rounded to the nearest cent. The following rebates will be awarded to the correspond "Eligible Transactions":
a. 1% spending rebate ("Basic Rebate") will be awarded to posted transactions in any currencies and monthly installments of billed interest free installment plan that are charged to the Eligible Card account ("Eligible Transactions for Basic Rebate").
b. 2% foreign currency rebate ("Foreign Currency Rebate") including the 1% Basic Rebate, will be awarded to all posted retail transactions made in foreign currencies charged to the Eligible Card account ("Eligible Foreign Currency Transactions").
c. 2% local dining rebate ("Local Dining Rebate") including the 1% Basic Rebate, will be awarded to all eligible transactions made in Hong Kong dollar at dining outlets in Hong Kong which are classified as restaurants or dining merchants according to the merchant codes issued by Visa ("Eligible Local Dining Transaction"). Transactions made in respect of hotel, banquet services, private functions, private room events, department stores, associations and clubhouses, and the food and beverage services provided by the designated merchants of other spending categories will not be counted as Eligible Local Dining Transactions.
d. 2% local hotel spending rebate ("Local Hotel Spending Rebate") including the 1% Basic Rebate, will be awarded to all eligible transactions made in Hong Kong dollar at the hotels in Hong Kong which are classified as hotels according to the merchant codes issued by Visa ("Eligible Hotel Spending Transaction"). Transactions made in respect of banquet services, private functions and private room events will not be counted as Eligible Hotel Spending Transactions.
Ineligible transactions including but not limited to "Dynamic Currency Conversion transactions", i.e. transactions with conversion from a foreign currency into Hong Kong Dollars involved at the point of the transaction, withdrawal amount/loan amount under the Balance Transfer Program, Cash Conversion Program, Flexi-Installment Program, Dial-a-Check Installment Program, payment to the Inland Revenue Department, online bill payment, cash advances, fees & charges, casino transactions, unposted/cancelled/refunded transactions, other unauthorized transactions and fraud and abuse transactions are not eligible for this promotion.
3. Basic Rebate/ Foreign Currency Rebate/Local Dining Rebate/Local Hotel Spending Rebate awarded in respect of any supplementary cardholders will be attributed to their principal cardholders. For the avoidance of doubt, transactions made by principal and supplementary Cardholders under the same Eligible Card account are counted collectively.
4. The full amount of earned Basic Rebate, Foreign Currency Rebate, Local Dining Rebate and Local Hotel Spending Rebate will be credited to the Eligible Card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
5. If Cardholders have subsequently cancelled / reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
6. When an Eligible Card account is closed or suspended under whatever reason, any Basic Rebate, Foreign Currency Rebate, Local Dining Rebate and Local Hotel Spending Rebate remaining in the Eligible Card account will be forfeited.
7. Unless otherwise specified, the Basic Rebate, Foreign Currency Rebate, Local Dining Rebate and Local Hotel Spending Rebate is not transferable and cannot be converted to cash or other offers.
8. To be eligible for this Rebate Program, Eligible Card accounts should be valid, in good standing and in compliance with the conditions that may be imposed by Citibank from time to time.
9. Citibank reserves the right to terminate this Rebate Program or amend its terms and conditions at any time without prior notice.
10. Citibank reserves the right to amend the terms and conditions without prior notice, and all matters and disputes are subject to the final decision of Citibank.
11. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
 
General Terms & Conditions:
1. These offers apply to principal and supplementary cardholders ("Cardholders") of Citi Cash Back Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"), unless specified.
2. If Cardholders have subsequently cancelled / reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
3. Cardholders must maintain valid Eligible Card accounts with a good credit record in order to be eligible for the offers. In case there is any fraud / abuse, Citibank reserves the absolute right to charge the equivalent value of the offers rewarded under these programs directly from the Eligible Card account without prior notice, forfeit the Cardholder's eligibility to be entitled to the offers, and/or suspend the Eligible Card account for investigation without prior notice.
4. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchant's absolute discretion.
5. Photos, product specifications and prices are for reference only.
6. Unless otherwise specified, all offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
7. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
8. Citibank and the respective merchants reserve the right to amend the terms and conditions without prior notice.
9. Citibank reserves the right to amend the terms and conditions without prior notice, and all matters and disputes are subject to the final decision of Citibank.
10. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
 
"Purchase Protection Insurance" Terms and Conditions:
1. The offer is only applicable to Citi Cash Back Card issued by Citibank (Hong Kong) Limited ("Eligible Card").
2. The period of insurance is available from March 29, 2018 to March 31, 2019 (both dates inclusive).
3. Principal cardholders are required to settle payments with their Eligible Card in order to enjoy the offers.
4. The offer starts upon principal cardholders charging their purchase to the Eligible Card for a period of 30 days. For item purchased under a merchandising program, coverage of 30 days shall commence from the date of delivery of merchandise in undamaged condition to the principal cardholder.
5. Citibank (Hong Kong) Limited ("Citibank") is not the insurance underwriter of the Purchase Protection Insurance ("the Policy"). Zurich Insurance Company Ltd. is the insurance underwriter ("the Insurance Underwriter") of the Policy above and is solely responsible for all coverage and compensation. The Insurance Underwriter is not a subsidiary or an affiliate of Citibank (Hong Kong) Limited or Citibank, N.A. or Citigroup Inc. The Policy is part of the credit card feature and Citibank shall not be responsible for any matters in relation to the Policy provided. Unless otherwise specified, insurance products are not bank deposits or obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or by any local government agency.
6. This statement is not a policy or contract of insurance. The original policy is on file at the office of Citibank. Final decisions will be made in accordance with original policy. For insurance details, please refer to the Purchase Protection Insurance Factsheet. For claims enquiry, please call Zurich's Customer Services Hotline at 2903 9482. Citibank and its Insurance Underwriter reserve the right to make the final decision on all claims.
 
Terms and Conditions of "Jebsen Online Promotion":
1. The offers are valid till December 31, 2018.
2. To enjoy the offers, customers are required to register on website at www.jebsenfinewines.com/customer/account/create/ and input "citicash" as "customer code" and fully settle payment with Citi Cash Back Card.
3. The offers are applicable at website only.
4. Discount offer is not applicable to selected products.
5. The complimentary bottle can be changed without prior notice.
6. The offers cannot be used in conjunction with others discounts, VIP cards, gift cards, dining coupons or other promotional offers, nor be transferred or exchanged for cash, other products or offers.
7. Jebsen reserve the right to vary or terminate the above offers and to amend the terms and conditions thereof from time to time. In case of dispute, the decision of Jebsen shall be final.
8. No person other than the Customer and Jebsen (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these T&Cs.
9. These T&Cs are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
10. These T&Cs are subject to prevailing regulatory requirements.
11. Citibank shall not be responsible for any matters in relation to the related products or services. The Merchant is solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services provided by the Merchant.
12. The English version of these T&Cs shall prevail whenever there is a discrepancy between the English and the Chinese versions.
 
Theory Promotion Terms and Conditions:
1. Unless otherwise specified, the offers are valid till May 31, 2018 (“Promotion Period”).
2. Unless otherwise specified, the offers apply to principal and supplementary cardholders ("Eligible Cardholders") of Citi Prestige Card, PremierMiles Card and Citi Cash Back Card (“Eligible Cards”) issued by Citibank (Hong Kong) Limited ("Citibank").
3. Offers are only applicable to new customers of Theory only.
4. Offers are could only be used at the following stores of Theory:
a. Shop 103, Pacific Place, 88 Queensway, Admiralty (Tel: 2918 4438)
b. Shop 1052A, ifc mall, 8 Finance Street, Central (Tel: 3527 3728)
c. Shop 119-120, Lee Garden Two, 28 Yun Ping Road, Causeway Bay (Tel: 3521 0182)
d. Shop 2319, Level 2, Gateway Arcade, Harbour City (Tel: 2111 8150)
5. To be eligible for the offer, Eligible Cardholders should present their Eligible Cards at the designated Theory stores in Hong Kong, as stated on clause 4. Each Eligible Cardholder will be entitled to receive a welcome gift and earn a 12 month Theory Membership upon any purchase during the Promotion Period.
a. Citi Prestige Cardholder will earn Theory Gold Membership to receive year-round 15% discount on regular priced items
b. Citi PremierMiles and Citi Cash Back Cardholder will earn Theory Silver Membership to receive year-round 10% discount on regular priced items
6. In order to enjoy the offers, Eligible Cardholders are required to settle payment with Eligible Cards.
7. Each Eligible Cardholder can enjoy each of the offers once only.
8. All offers are subject to availability and circumstances. Theory welcome gift are available while stock last and served on a first-come-first-served basis. Offers are not redeemable for cash, exchangeable or transferable. This promotion cannot be used in conjunction with other discounts, credit card promotional offers or cash coupons or other offers whether offered by Citibank or Theory.
9. Offers may be subject to additional terms and conditions set out by Theory. Please call the merchant for details.
10. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.